2402 4th St, Charleston, IL 61920 Property Records

Coles County property record for 2402 4th St, Charleston, IL 61920

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,848 sqft · built 1959
Lot Size0.8 acres (34,848 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Apr 2024)
Tax Bill$3,391 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN02-1-05534-000

Property Details

APN / Parcel Number

Primary APN02-1-05534-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,848 sqft Base Area
1st Floor Area1,848 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area34,848 sqft (0.8 acres)
Lot Dimensions347 ft deep x 100 ft wide
Garage TypeAttached
Garage Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2402 4TH ST
CityCHARLESTON
StateIL
Zip61920-3864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSE E BURKETTS SUBD LOT 1 EX:1050 SF TO STATE OF ILLINOIS 693/87 NE 1/4 SEC 22 T12N R09E
Legal Range09E
Legal Township12N
Legal Section22
Legal SubdivisionROSE E BURKETTS SUBD
Legal Lot Number1
JurisdictionCOLES IL
Township / Civil DivisionCHARLESTON
Census Block Group3
Census Block3021
Census Tract900

Owner

2402 4th St is owned and occupied by two individuals who bought it in April 2024.

Source: Coles County records, as of June 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2402 4TH ST, CHARLESTON, IL 61920-3864
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2024 · Amount on File
Deed SaleApr 26, 2024 · Amount on File
Deed Document Number2024811698
Prior Transfer DateApr 25, 2024
Prior Transfer Doc0000811697
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address2402 4TH ST, CHARLESTON, IL 61920-3864
Transaction TypeMortgage
Record UpdatedMay 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address6535 SNAKE TRAIL RD, CHARLESTON, IL 61920-8532
InvestorPossibly a Property Investor

Mortgage

Document Number202400811699
DateApr 26, 2024
Instrument202400811699
Lender
NameFIRST MID BANK & TRUST NA
TypeBank
Address500 W LINCOLN AVE, CHARLESTON, IL 61920
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueApr 25, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 2402 4th St was $3,391.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyColes County
County SubdivisionCharleston Township
MunicipalityCharleston City
Unified School DistrictCharleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,391.00$46,575 Land $8,122 Building $38,453$139,725 Land $24,366 Building $115,359
2023$38,598 Land $6,731 Building $31,867$115,794 Land $20,193 Building $95,601
2020$2,403.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2402 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2402 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON
serves 17,286 people · EPA ID IL0290100
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20

May also be available: Nextlink.

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