2402 186th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2402 186th Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,906 sqft · built 1980
Lot Size	0.435 acres (18,948 sqft)
Owner	2 Individual Names on Record
Last Sale	$699,719 (Jun 2017)
Tax Bill	$11,720 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`507500-0-830`

Property Details

APN / Parcel Number

Primary APN	`507500-0-830`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,906 sqft Living Area
Gross Area	1,966 sqft
1st Floor Area	1,906 sqft
Attic	Attic
Attic Area	342 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,948 sqft (0.435 acres)
Lot Width	95 ft Width
Terrain	Low
View / Lot	Lake Front
Garage Type	Detached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	786 sqft
Deck Area	72 sqft
Patio Area	212 sqft
Storage Building	342 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2402 186TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-6469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 09 TOWNSHIP 20 RANGE 05 QUARTER 31 LAKE TAPPS TACOMA POINT: LAKE TAPPS TACOMA POINT L 9 B 2
Legal Range	05
Legal Township	20
Legal Section	09
Legal Subdivision	LAKE TAPPS TACOMA POINT
Legal Block	2
Legal Lot Number	9
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	4
Census Block	4009
Census Tract	70315

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2402 186TH AVE E, LAKE TAPPS, WA 98391-6469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Feb 17, 2026	Intrafamily Transfer, Transfer WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC
Feb 17, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
Feb 1, 2019	Deed of Trust, Mortgage · Line of Credit KITSAP CU
Jun 7, 2017	Warranty Deed, Transfer · FHA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2017 · Amount on Record
Deed Sale	Jun 7, 2017 · Amount on Record
Deed Document Number	2017544
Last Transfer Date	Oct 16, 2024
Transfer Doc	0000000549
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2402 186TH AVE E, LAKE TAPPS, WA 98391-6469
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 186TH AVE E, LAKE TAPPS, WA 98391-6469

Mortgage

Document Number	0006020010
Date	Jun 2, 2022
Instrument	202206020010

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Feb 17, 2026
Property Address	2402 186TH AVE E, LAKE TAPPS, WA 98391-6469
Document Number	0002170401
Map Reference	MB 17 PG 1
Instrument Date	Feb 10, 2026
Instrument	202602170401
Transaction Type	Transfer
Record Updated	Feb 25, 2026
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 186TH AVE E, LAKE TAPPS, WA 98391-6469

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Feb 17, 2026
Property Address	2402 186TH AVE E, LAKE TAPPS, WA 98391-6469
Document Number	0002170417
Map Reference	MB 17 PG 1
Instrument Date	Feb 10, 2026
Instrument	202602170417
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 186TH AVE E, LAKE TAPPS, WA 98391-6469

Mortgage

Document Number	0002170501
Date	Feb 17, 2026
Instrument	202602170501

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2402 186TH AVE E, LAKE TAPPS, WA 98391-6469
Document Number	1902250043
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2402 186TH AVE E LAKE TAPPS WA 983916469, LAKE TAPPS, WA 98391-6469

Mortgage

Document Number	1902250043
Date	Feb 25, 2019
Instrument	201902250043

Lender

Name	KITSAP CU
Address	BREMERTON, WA 98337-1434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Feb 24, 2041

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 7, 2017
Property Address	2402 186TH AVE E, LAKE TAPPS, WA 98391-6469
Document Number	0006070544
Map Reference	MB17 PG1
Instrument Date	Jun 5, 2017
Instrument	201706070544
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,460.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 186TH AVE E, LAKE TAPPS, WA 98391-6469

Mortgage

Document Number	0006070545
Date	Jun 7, 2017
Instrument	201706070545

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,032,600 (-5.48%) Land $756,300 Building $276,300	$1,032,600 (-5.48%) Land $756,300 Building $276,300
2025	$11,720.00 (-5.89%)	$1,092,500 (-12.04%) Land $804,600 Building $287,900	$1,092,500 (-12.04%) Land $804,600 Building $287,900
2024	$12,454.00 (+10.57%)	$1,242,100 (+9.12%) Land $868,500 Building $373,600	$1,242,100 (+9.12%) Land $868,500 Building $373,600
2023	$11,263.00	$1,138,300 Land $800,900 Building $337,400	$1,138,300 Land $800,900 Building $337,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Skynet Broadband.

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