Chambers County property record for 2402 13th Ave, Valley, AL 36854
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,854 sqft · built 1989 |
| Lot Size | 0.471 acres (20,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $278,250 (Jun 2025) |
| Tax Bill | $956 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-09-09-31-4-002-008.000 |
| Primary APN | 12-09-09-31-4-002-008.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,854 sqft Living Area |
| 1st Floor Area | 1,854 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,500 sqft (0.471 acres) |
| Lot Dimensions | 136 ft deep x 275 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 159 sqft |
| Utility Building | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 481160 |
|---|---|
| Street Address | 2402 13TH AVE |
| City | VALLEY |
| State | AL |
| Zip | 36854-2632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8, 9, & 10 BLOCK E, LESS THE E30'(S) OF LOT 8, 9 & 10 BLOCK EPINE FOREST ESTATE SUB.M.B. 4 PG. 12IN SE1/4.S31 T22N R29ECI |
| Legal Range | 29 |
| Legal Township | 22 |
| Legal Section | 31 |
| Legal Subdivision | PINE FOREST ESTATE |
| Legal Block | E |
| Legal Lot Number | 8,9,10 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 954600 |
2402 13th Ave is owned and occupied by two individuals who bought it in June 2025.
Source: Chambers County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2402 13TH AVE, VALLEY, AL 36854-2632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Sep 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Jun 16, 2025 | Intrafamily Transfer, Transfer |
| Jul 8, 2022 | Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Feb 25, 2022 | Warranty Deed, Transfer · Line of Credit FIRST SOUTH FARM CREDIT ACA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2025 · Amount on File |
| Deed Sale | Jun 16, 2025 · Amount on File |
| Prior Sale | Jul 8, 2022 · Amount on File |
| Deed Document Number | 20252758 |
| Prior Transfer Date | Jun 5, 2025 |
| Prior Transfer Doc | 0000002758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 2402 13TH AVE, VALLEY, AL 36854-2632 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002020/983 |
|---|---|
| Date | Mar 3, 2020 |
| Book Page | 2020/983 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 2402 13TH AVE, VALLEY, AL 36854-2632 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02021/3460 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 2021/3460 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Jun 16, 2025 |
| Property Address | 2402 13TH AVE, VALLEY, AL 36854-2632 |
| Document Number | 02025/2758 |
| Book / Page | 2025 / 2758 |
| Map Reference | MB 4 PG 12 |
| Instrument Date | Jun 5, 2025 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2402 13TH AVE, VALLEY, AL 36854-2632 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2402 13TH AVE, VALLEY, AL 36854-2632 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Jul 8, 2022 |
| Property Address | 2402 13TH AVE, VALLEY, AL 36854-2632 |
| Document Number | 02022/3366 |
| Book / Page | 2022 / 3366 |
| Map Reference | MB 4 PG 12 |
| Instrument Date | Jul 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2402 13TH AVE, VALLEY, AL 36854-2632 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2402 13TH AVE, VALLEY, AL 36854-2632 |
| Document Number | 0020223367 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 2022/3367 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Aug 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Feb 25, 2022 |
| Property Address | 2402 13TH AVE, VALLEY, AL 36854-2632 |
| Document Number | 02022/1103 |
| Book / Page | 2022 / 1103 |
| Map Reference | CAB G SL 85 |
| Instrument Date | Feb 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5, LAFAYETTE, AL 36862-0005 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2402 13TH AVE, VALLEY, AL 36854-2632 |
| Document Number | 0020221104 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022/1104 |
| Name | FIRST SOUTH FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2042 |
The 2026 property tax bill for 2402 13th Ave was $956 with exemptions applied, up 16.7% from the year before.
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Municipality | Valley City |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $956.00 (+16.73%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $819.00 (-8.29%) | $47,984 (+84.13%) Land $5,520 Building $42,464 | $239,920 (-7.91%) Land $27,600 Building $212,320 |
| 2024 | $893.00 (+15.82%) Additional exemption filed | $26,060 (+15%) Land $3,040 Building $23,020 | $260,540 (+15.02%) Land $30,390 Building $230,150 |
| 2023 | $771.00 (+2.12%) Additional exemption filed | $22,660 (+16.56%) Land $3,040 Building $19,620 | $226,510 (+16.51%) Land $30,390 Building $196,120 |
| 2022 | $755.00 Additional exemption filed | $19,440 Land $3,040 Building $16,400 | $194,420 Land $30,390 Building $164,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2402 13th Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2003–2016) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2402 13th Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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