2401 Victoria Ave, Oxnard, CA 93035 Property Records

Ventura County property record for 2401 Victoria Ave, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,947 sqft · built 1987
Lot Size	0.107 acres (4,673 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Jan 2023)
Tax Bill	$13,925 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`188-0-024-015`

Property Details

APN / Parcel Number

Primary APN	`188-0-024-015`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,947 sqft Living Area
1st Floor Area	1,470 sqft
2nd Floor Area	1,477 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	4,673 sqft (0.107 acres)
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2401 VICTORIA AVE
City	OXNARD
State	CA
Zip	93035-2969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RW1
Legal Description	TRACT: 190401 LOT: 13 REF: 049MR 062
Legal Subdivision	1904-1
Legal Tract	190401
Legal Block	24
Legal Lot Number	13
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2025
Census Tract	3616

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2401 VICTORIA AVE, OXNARD, CA 93035-2969
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 17, 2023	Grant Deed, Transfer · Conventional Mortgage GRIFFIN FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Prior Sale	Nov 14, 1997 · Amount on Record
Deed Document Number	20232579
Prior Transfer Date	Jul 16, 2002
Prior Transfer Doc	0000177380
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2401 VICTORIA AVE, OXNARD, CA 93035-2969
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 VICTORIA AVE, OXNARD, CA 93035-2969

Mortgage

Document Number	0000022289
Date	Mar 26, 2026
Instrument	2026000022289

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jan 17, 2023
Property Address	2401 VICTORIA AVE, OXNARD, CA 93035-2969
Document Number	0000002579
Map Reference	MB 49 PG 62-66
Instrument Date	Dec 15, 2022
Instrument	2023000002579
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1731 POMEROY RD, ARROYO GRANDE, CA 93420-5651

Mortgage

Document Number	0000002580
Date	Jan 17, 2023
Instrument	2023000002580

Lender

Name	GRIFFIN FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,093,319 (+2%) Land $670,373 Building $422,946
2025	$13,925.00 (+2.09%)	$1,071,882 (+47.04%) Land $657,229 Building $414,653
2024	$13,640.00 (+43.17%)
2023	$9,527.00 (+2.88%)	$728,979 Land $337,630 Building $391,349
2022	$9,260.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GeoLinks, T-Mobile.

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