2401 U St, Sacramento, CA 95818 Property Records

Sacramento County property record for 2401 U St, Sacramento, CA 95818

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,824 sqft · built 1935
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Jul 2022)
Tax Bill	$9,746 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`010-0111-022-0000`

Property Details

APN / Parcel Number

Primary APN	`010-0111-022-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
1st Floor Area	1,170 sqft
2nd Floor Area	654 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Area	178 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	2401 U ST
City	SACRAMENTO
State	CA
Zip	95818-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B-SPD
Legal Description	W 1/2 OF S 1/2 LOT 8 BLK T & U 24 & 25
Legal Subdivision	SACRAMENTO
Legal Block	T,U
Legal Lot Number	8
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1025
Census Tract	1900

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2401 U ST, SACRAMENTO, CA 95818-1818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 12, 2022	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 21, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	Dec 13, 2016 · Amount on Record
Deed Book / Page	20220712 / 698
Prior Transfer Date	Feb 16, 1998
Prior Transfer Doc	9805000481
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2401 U ST, SACRAMENTO, CA 95818-1818
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 U ST, SACRAMENTO, CA 95818-1818

Mortgage

Document Number	0000000706
Date	Mar 26, 2021
Instrument	202103260706

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 12, 2022
Property Address	2401 U ST, SACRAMENTO, CA 95818-1818
Document Number	0000000698
Instrument Date	Jun 28, 2022
Instrument	2022071200698
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2401 U ST, SACRAMENTO, CA 95818-1818

Mortgage

Document Number	0000000699
Date	Jul 12, 2022
Instrument	2022071200699

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2401 U ST, SACRAMENTO, CA 95818-1818
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 U ST, SACRAMENTO, CA 95818-1818

Mortgage

Document Number	3260000000706
Date	Mar 26, 2021
Book Page	20210326/706

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2401 U ST, SACRAMENTO, CA 95818-1818
Document Number	2007230970
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2401 U ST SACRAMENTO CA 958181818, SACRAMENTO, CA 95818-1818

Mortgage

Document Number	2007230970
Date	Jul 23, 2020
Instrument	2007230970

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2401 U ST, SACRAMENTO, CA 95818-1818
Document Number	1710310149
Instrument Date	Oct 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2017
Title Company	TSI TITLE COMPANY/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2401 U ST SACRAMENTO CA 958181818, SACRAMENTO, CA 95818-1818

Mortgage

Document Number	1710310149
Date	Oct 31, 2017
Instrument	1710310149

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$848,964 (+2%) Land $406,654 Building $442,310
2025	$9,746.00 (+1.44%) Homeowner's exemption	$832,319 (+4.04%) Land $398,681 Building $433,638
2024	$9,608.00 (+2.42%)
2023	$9,381.00 (+33.78%) Homeowner's exemption	$800,000 Land $383,200 Building $416,800
2022	$7,012.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1991–2012)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 2012 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 923 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50

May also be available: Fidium Fiber, GeoLinks, Succeed.Net, T-Mobile, Verizon.

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