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2401 Trinity St, Lynn Haven, FL 32444 Property Records

Bay County property record for 2401 Trinity St, Lynn Haven, FL 32444 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,920 sqft · built 1973
Lot Size0.43 acres (18,730 sqft)
Owner2 Individual Names on File
Last Sale$238,000 (May 2019)
Tax Bill$2,400 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jan 2024 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN08794-000-000

Property Details

APN / Parcel Number

Primary APN08794-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,920 sqft Living Area
Gross Area2,360 sqft
1st Floor Area1,920 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area18,730 sqft (0.43 acres)
Lot Dimensions150 ft deep x 125 ft wide
Garage TypeAttached
Garage Area440 sqft
DrivewayDriveway
PorchSlab
Porch Area252 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2401 TRINITY ST
CityLYNN HAVEN
StateFL
Zip32444-3068
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLEGE PT ADDITION (19.1) LOTS 19, 20 & W 25 LOT 18 BLK 41 MAP 115C ORB 499 P 519 ORB 4125 P 228
Legal Range14W
Legal Township03S
Legal Section02
Legal SubdivisionCOLLEGE PT ADDITION
Legal Block41
Legal Lot Number18,19
JurisdictionBAY FL
Township / Civil DivisionLYNN HAVEN
Census Block Group2
Census Block2011
Census Tract1402

Owner

Source: Bay County records · APN 08794-000-000

Assessment roll updated January 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2401 TRINITY ST, LYNN HAVEN, FL 32444-3068
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2025Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 11, 2024Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 09, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
May 20, 2019Warranty Deed, Transfer · FHA Mortgage
CENTENNIAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2019 · Amount on Record
Deed SaleMay 20, 2019 · Amount on Record
Deed Document Number201948363
Deed Book / Page4125 / 228
Prior Transfer DateMay 31, 2006
Prior Transfer Doc0027980001
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address2401 TRINITY ST, LYNN HAVEN, FL 32444-3068
Transaction TypeMortgage
Record UpdatedNov 07, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 TRINITY ST, LYNN HAVEN, FL 32444-3068

Mortgage

Document Number0049611241
DateOct 08, 2025
Book Page4961/1241
Instrument2025058564
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term308 Months
DueJun 01, 2051

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address2401 TRINITY ST, LYNN HAVEN, FL 32444-3068
Transaction TypeMortgage
Record UpdatedJan 25, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 TRINITY ST, LYNN HAVEN, FL 32444-3068

Mortgage

Document Number0047641470
DateJan 11, 2024
Book Page4764/1470
Instrument2024001826
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term329 Months
DueJun 01, 2051

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address2401 TRINITY ST, LYNN HAVEN, FL 32444-3068
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 TRINITY ST, LYNN HAVEN, FL 32444-3068

Mortgage

Document Number0045340982
DateMar 09, 2022
Book Page4534/982
Instrument2022017406
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term351 Months
DueJun 01, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 20, 2019
Property Address2401 TRINITY ST, LYNN HAVEN, FL 32444-3068
Document Number0041250228
Book / Page4125 / 0228
Instrument DateApr 26, 2019
Instrument2019048363
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,666.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address322 NORTHWEST DR, 322, DAVIDSON, NC 28036-8903

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3642 PIPELINE RD, PANAMA CITY, FL 32404-9251

Mortgage

Document Number0004125231
DateMay 20, 2019
Instrument4125/231
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,400.00 (+3.49%) Homeowner's exemption$230,353 (+5.99%)$276,711 (+10.56%) Land $75,000 Building $201,711
2024$2,319.00 (+2.07%)
2023$2,272.00 (+11.59%) Homeowner's exemption$217,341 (+3%)$250,290 (+7.95%) Land $58,500 Building $191,790
2022$2,036.00 Homeowner's exemption$211,011$231,860 Land $57,500 Building $174,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050014022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 242 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 in force
Nearby Flood Claims107 (1985–2023)
Claims Outside the SFHA53 of 107
Most Recent ClaimJul 2023, rainfall accumulation
Claims By Storm
  • Tropical Storm Fred, Aug 2021 · 10 claims
  • Hurricane Michael, Oct 2018 · 47 claims
  • Hurricane Opal, Oct 1995 · 14 claims

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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