2401 Timber Ter, Ada, OK 74820 Property Records

Pontotoc County property record for 2401 Timber Ter, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,955 sqft · built 1979
Lot Size	0.278 acres (12,150 sqft)
Owner	Individual Name on Record
Tax Bill	$1,950 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17637`

Property Details

APN / Parcel Number

Primary APN	`17637`
Alternative APN	`0600-00-003-011-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,955 sqft Living Area
1st Floor Area	2,955 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	12,150 sqft (0.278 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	528 sqft
Porch	Slab
Porch Area	77 sqft
Patio Area	77 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17637
Street Address	2401 TIMBER TER
City	ADA
State	OK
Zip	74820-7254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 3 RAMBLING OAKS
Legal Subdivision	RAMBLING OAKS -ADA SD- SE 35-4-6
Legal Block	3
Legal Lot Number	11
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	4
Census Block	4002
Census Tract	88801

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2401 TIMBER TER, ADA, OK 74820-7254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK OF ADA
Aug 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS BANK OF ADA
Aug 27, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 19, 2020
Transfer Doc	0003425/57
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	2401 TIMBER TER, ADA, OK 74820-7254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3247/155
Date	Sep 14, 2018
Book Page	3247/155
Instrument	2018-005112

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2048

Interest

Rate Type	Adjustable Rate

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Aug 24, 2020
Property Address	2401 TIMBER TER, ADA, OK 74820-7254
Document Number	0003425/57
Book / Page	3425 / 57
Instrument Date	Aug 19, 2020
Instrument	2020-004540
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 TIMBER TER, ADA, OK 74820-7254

Mortgage

Document Number	2020004541
Date	Aug 24, 2020
Instrument	2020-004541

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Aug 27, 2020
Property Address	2401 TIMBER TER, ADA, OK 74820-7254
Document Number	003426/138
Book / Page	3426 / 138
Instrument Date	Aug 18, 2020
Instrument	2020-004616
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2401 TIMBER TER, ADA, OK 74820-7254

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,316 (+3%) Land $1,591 Building $18,725	$169,302 (-34.09%) Land $13,261 Building $156,041
2025	$1,950.00 (+1.3%) Homeowner's exemption	$19,725 (+3%) Land $1,545 Building $18,180	$256,850 (+19.3%) Land $25,000 Building $231,850
2024	$1,925.00 (+6.06%) Homeowner's exemption	$19,150 (+3%) Land $1,500 Building $17,650	$215,293 (+9.7%) Land $12,500 Building $202,793
2023	$1,815.00 Homeowner's exemption	$18,592 Land $1,500 Building $17,092	$196,261 Land $12,500 Building $183,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: BLS Broadband.

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