Chesapeake City property record for 2401 Sunset Dr, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,150 sqft · built 1953 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Apr 2001) |
| Tax Bill | $2,383 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2022 Second Mortgage + 2 more |
| APN | 0252007001820 |
| Primary APN | 0252007001820 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,888 sqft (0.227 acres) |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 76 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2401 SUNSET DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-4608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | 182 REPLAT LOXLEY GARDENS |
| Legal Subdivision | LOXLEY GARDENS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21403 |
2401 Sunset Dr is owned and occupied by two individuals who bought it in April 2001.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2401 SUNSET DR, CHESAPEAKE, VA 23323-4608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Sep 22, 2008 | Deed of Trust, Mortgage · FHA Mortgage SUNTRUST MORTGAGE INC |
| Dec 30, 2013 | Deed of Trust, Mortgage · FHA Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2001 · Amount on File |
| Deed Sale | Apr 9, 2001 · Amount on File |
| Deed Book / Page | 4249 / 754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2401 SUNSET DR, CHESAPEAKE, VA 23323-4608 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 010204/882 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 10204/882 |
| Instrument | 200029111 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2401 SUNSET DR, CHESAPEAKE, VA 23323-4608 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10594/1516 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 10594/1516 |
| Instrument | 220027026 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2401 SUNSET DR, CHESAPEAKE, VA 23323-4608 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007608/456 |
|---|---|
| Date | Sep 22, 2008 |
| Book Page | 7608/456 |
| Name | SUNTRUST MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2401 SUNSET DR, CHESAPEAKE, VA 23323-4608 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009292/348 |
|---|---|
| Date | Dec 30, 2013 |
| Book Page | 9292/348 |
| Name | SUNTRUST MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2029 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2401 Sunset Dr was $2,383.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,900 (+7.21%) Land $130,000 Building $122,900 | $252,900 (+7.21%) Land $130,000 Building $122,900 | |
| 2025 | $2,383.00 | $235,900 Land $120,000 Building $115,900 | $235,900 Land $120,000 Building $115,900 |
| 2023 | $219,600 (+15.09%) Land $100,000 Building $119,600 | $219,600 (+15.09%) Land $100,000 Building $119,600 | |
| 2022 | $190,800 Land $85,000 Building $105,800 | $190,800 Land $85,000 Building $105,800 | |
| 2019 | $1,524.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2401 Sunset Dr; there have been 10 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 10 (1991–2019) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Feb 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2401 Sunset Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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