2401 Stewart Dr, Waco, TX 76708 Property Records

McLennan County property record for 2401 Stewart Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,774 sqft · built 1945
Lot Size	1 acre (43,647 sqft)
Owner	2 Individual Names on File
Last Sale	$213,800 (Oct 2020)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-012100-020000-1`

Property Details

APN / Parcel Number

Primary APN	`48-012100-020000-1`
Alternative APNs	`4801210002000010111` `170293`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,774 sqft Living Area
1st Floor Area	1,774 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1967
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	43,647 sqft
Lot Dimensions	375 ft deep x 117 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	232 sqft
Patio Area	400 sqft
Storage Building	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2401 STEWART DR
City	WACO
State	TX
Zip	76708-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	DAVIS L R TRACT 50B ACRES 1.002
Legal Subdivision	DAVIS L R
Legal Tract	50B
Legal Lot Number	50B
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	3000

Owner

2401 Stewart Dr is owned and occupied by two individuals who bought it in October 2020.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2401 STEWART DR, WACO, TX 76708-1132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK
Oct 21, 2020	Vendor's Lien, Transfer · Conventional Mortgage FIRST NATIONAL BANK TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on File
Deed Sale	Oct 21, 2020 · Amount on File
Prior Sale	Oct 23, 2013 · Amount on File
Deed Document Number	202037707
Prior Transfer Date	Sep 1, 2009
Prior Transfer Doc	0000027698
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2401 STEWART DR, WACO, TX 76708-1132
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029481
Date	Sep 3, 2019
Instrument	2019029481

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WACO, TX 76702

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 21, 2020
Property Address	2401 STEWART DR, WACO, TX 76708-1132
Document Number	0000037707
Instrument Date	Oct 9, 2020
Instrument	2020037707
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 STEWART DR, WACO, TX 76708-1132

Mortgage

Document Number	0000037708
Date	Oct 21, 2020
Instrument	2020037708

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2401 Stewart Dr was $2,517 with a homeowner's exemption, up 0.4% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,000 (-13.26%) Land $54,122 Building $113,878	$168,000 (-13.26%) Land $54,122 Building $113,878
2025	$2,517.00 (+0.44%) Homeowner's exemption	$193,690 Land $49,320 Building $144,370	$193,690 Land $49,320 Building $144,370
2024	$2,506.00
2023		$198,920 Land $49,320 Building $149,600	$198,920 Land $49,320 Building $149,600
2022	$2,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2401 Stewart Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2401 Stewart Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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