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2401 Springmill Rd, Dayton, OH 45440 Property Records

Montgomery County property record for 2401 Springmill Rd, Dayton, OH 45440

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,874 sqft · built 1965
Lot Size0.289 acres (12,602 sqft)
Owner2 Individual Names on Record
Tax Bill$5,181 (2024)
Deeds & MortgagesOct 2023 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNN64 02910 0005

Property Details

APN / Parcel Number

Primary APNN64 02910 0005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,874 sqft Living Area
1st Floor Area1,874 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Architectural StyleRanch
Exterior MaterialBrick
Lot Area12,602 sqft (0.289 acres)
Lot Dimensions140 ft deep x 90 ft wide
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area44 sqft
Deck Area120 sqft
Patio Area44 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2401 SPRINGMILL RD
CityDAYTON
StateOH
Zip45440-2521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description167 OAK CREEK 2-2
Legal SubdivisionOAK CREEK 2-2
Legal Lot Number5
JurisdictionMONTGOMERY OH
Township / Civil DivisionKETTERING
Census Block Group2
Census Block2001
Census Tract21900

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2401 SPRINGMILL RD, DAYTON, OH 45440-2521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2023Deed of Trust, Mortgage · Conventional Mortgage
SOFI LENDING CORP
Jul 19, 2018Warranty Deed, Transfer · Conventional Mortgage
UNION SVGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2024
Deed SaleFeb 1, 2024
Prior SaleJul 19, 2018 · Amount on Record
Deed Document Number2024-00005101
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address2401 SPRINGMILL RD, DAYTON, OH 45440-2521
Transaction TypeMortgage
Record UpdatedOct 16, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050762
DateOct 3, 2023
Instrument202300050762
Lender
NameSOFI LENDING CORP
TypeLending Institution
AddressSALT LAKE CITY, UT 84121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term329 Months
DueMar 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateJul 19, 2018
Property Address2401 SPRINGMILL RD, DAYTON, OH 45440-2521
Document Number0000041619
Instrument DateJul 3, 2018
Instrument41619
Transaction TypeTransfer
Record UpdatedAug 7, 2018
Title CompanyLANDMARK TITLE AGENCY SOUTH INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$548.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2401 SPRINGMILL RD DAYTON OH 454402521, DAYTON, OH 45440-2521

Mortgage

Document Number41641
DateJul 19, 2018
Instrument41641
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 18, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityKettering City
Unified School DistrictKettering City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$81,400 (-) Land $16,340 Building $65,060
2024$5,181.00 (+2.74%)
2023$5,043.00 (+2.69%)$81,400 (+29.82%) Land $16,340 Building $65,060$232,580 (+29.82%) Land $46,690 Building $185,890
2022$4,911.00$62,700 Land $12,570 Building $50,130
2020$179,150 Land $35,920 Building $143,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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