2401 Spring St, Racine, WI 53405 Property Records

Racine County property record for 2401 Spring St, Racine, WI 53405

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 1,690 sqft · built 1875
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on File
Last Sale	$152,500 (Jun 2021)
Tax Bill	$3,426 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`276 000006674000`

Property Details

APN / Parcel Number

Primary APN	`276 000006674000`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,690 sqft Living Area

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Construction Type	Frame
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	140 ft deep x 48 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2401 SPRING ST
City	RACINE
State	WI
Zip	53405-1842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLK 2 MERTENS + FRERES ADD LOT 5, E 5 FT LOT 4 + E 1/2 LOT 6, EXC PT FOR ST
Legal Subdivision	WICKHAM'S
Legal Block	2
Legal Lot Number	5
Jurisdiction	RACINE WI
Township / Civil Division	RACINE
Census Block Group	1
Census Block	1006
Census Tract	600

Owner

2401 Spring St is owned and occupied by an individual who bought it in June 2021.

Source: Racine County records, as of March 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2401 SPRING ST, RACINE, WI 53405-1842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EDUCATORS CU
Jun 3, 2021	Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2021 · Amount on File
Deed Sale	Jun 3, 2021 · Amount on File
Prior Sale	Sep 29, 2008 · Amount on File
Deed Document Number	20212593904
Prior Transfer Date	May 25, 2021
Prior Transfer Doc	0002593904
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	2401 SPRING ST, RACINE, WI 53405-1842
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002710410
Date	Sep 23, 2025
Instrument	2710410

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	STURTEVANT, WI 53177

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 25, 2035

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Jun 3, 2021
Property Address	2401 SPRING ST, RACINE, WI 53405-1842
Document Number	0002593904
Instrument Date	May 25, 2021
Instrument	2593904
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	CHICAGO TITLE KENNEWICK TITLE, CHICAGO TTL WI TTL ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 SPRING ST, RACINE, WI 53405-1842

Mortgage

Document Number	0002593905
Date	Jun 3, 2021
Instrument	2593905

Lender

Name	GATEWAY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2401 Spring St was $3,426.

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Racine City
Unified School District	Racine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,426.00	$139,700 Land $15,900 Building $123,800	$149,164 Land $16,977 Building $132,187
2023	$2,880.00 (-19.84%)	$112,000 (+9.8%) Land $15,900 Building $96,100	$124,039 (+9.8%) Land $17,609 Building $106,430
2022	$3,593.00	$102,000 Land $15,900 Building $86,100	$112,964 Land $17,609 Building $95,355

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2401 Spring St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	24 (2000–2014)
Claims Outside the SFHA	6 of 24
Most Recent Claim	May 2014 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 21 claims Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2401 Spring St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACINE WATERWORKS serves 105,100 people · EPA ID WI2520062
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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