2401 Shade Oak Ct, Waldorf, MD 20601 Property Records

Charles County property record for 2401 Shade Oak Ct, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 1988
Lot Size	0.241 acres (10,507 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Sep 2024)
Tax Bill	$10,630 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-175546`

Property Details

APN / Parcel Number

Primary APN	`06-175546`
Alternative APNs	`6175546` `175546`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,507 sqft (0.241 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	320 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	175546
Street Address	2401 SHADE OAK CT
City	WALDORF
State	MD
Zip	20601-4519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 18 SEC 6 WHITE OAK VILLAGE SUB
Legal Subdivision	WHITE OAK VILLAGE SUB
Legal Block	1
Legal Lot Number	18
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1018
Census Tract	850802

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2401 SHADE OAK CT, WALDORF, MD 20601-4519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 9, 2022	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Sep 12, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2024 · Amount on Record
Deed Sale	Sep 20, 2024 · Amount on Record
Prior Sale	Apr 8, 1988 · Amount on Record
Deed Book / Page	13416 / 391
Prior Transfer Date	Aug 13, 2004
Prior Transfer Doc	0048810619
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2401 SHADE OAK CT, WALDORF, MD 20601-4519
Transaction Type	Mortgage
Record Updated	Jan 10, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0128120268
Date	Dec 29, 2022
Book Page	12812/268

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Nov 1, 2032

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2401 SHADE OAK CT, WALDORF, MD 20601-4519
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123860023
Date	Feb 9, 2022
Book Page	12386/23

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jun 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2401 SHADE OAK CT, WALDORF, MD 20601-4519
Document Number	0108170480
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 SHADE OAK CT WALDORF MD 206014519, WALDORF, MD 20601-4519

Mortgage

Document Number	0108170480
Date	Oct 10, 2019
Book Page	010817/000480

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,533 (+3.68%)	$375,400 (-) Land $125,000 Building $250,400
2025	$10,630.00 (+142.75%)	$349,667 (+13.52%)	$375,400 (+11.46%) Land $125,000 Building $250,400
2023	$4,379.00	$308,033	$336,800 Land $125,000 Building $211,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1999–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on Shade Oak Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures