2401 SE 38th St, Ocala, FL 34480 Property Records

Marion County property record for 2401 SE 38th St, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1985
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Tax Bill	$1,593 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`2985-001-002`

Property Details

APN / Parcel Number

Primary APN	`2985-001-002`
Alternative APNs	`1987971000` `1987971`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	2,343 sqft
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Modern
Exterior Material	Wood
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	81 sqft
Patio Area	176 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	2401 SE 38TH ST
City	OCALA
State	FL
Zip	34480-8828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 28 TWP 15 RGE 22 PLAT BOOK T PAGE 043 SHADY WOOD UNIT 1 BLK A LOT 2
Legal Range	22E
Legal Township	15S
Legal Section	28
Legal Subdivision	SHADY WOOD
Legal Block	A
Legal Lot Number	2
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3024
Census Tract	2302

Owner

2401 SE 38th St is owned and occupied by an individual who acquired it in March 2025.

Source: Marion County records, as of April 15, 2026

Owner of Record	Individual Name on File
Mailing Address	2401 SE 38TH ST, OCALA, FL 34480-8828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Apr 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 28, 2025
Transfer Doc	0085740968
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Recording Date	Jul 10, 2026
Property Address	2401 SE 38TH ST, OCALA, FL 34480-8828
Document Number	0000089501
Book / Page	8958 / 78
Instrument Date	Jul 2, 2026
Instrument	202689501
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	REGIONS MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 SE 38TH ST, OCALA, FL 34480-8828

Mortgage

Document Number	0000089501,
Date	Jul 10, 2026
Book Page	8958/78
Instrument	202689501

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION FL
Recording Date	Apr 1, 2026
Property Address	2401 SE 38TH ST, OCALA, FL 34480-8828
Document Number	0000040573
Book / Page	8868 / 1001
Instrument Date	Mar 23, 2026
Instrument	202640573
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 SE 38TH ST, OCALA, FL 34480-8828

Tax Assessment & Valuation

The 2025 property tax bill for 2401 SE 38th St was $1,593.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,593.00	$95,308	$216,598 Land $70,000 Building $146,598
2023	$1,323.00 (+2.8%) Homeowner's exemption	$89,924 (+3%) Land $40,000 Building $49,924	$174,270 (+7.86%) Land $40,000 Building $134,270
2022	$1,287.00 Homeowner's exemption	$87,305	$161,576 Land $40,000 Building $121,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2401 SE 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2401 SE 38th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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