2401 SE 12th Ter, Gainesville, FL 32641 Property Records

Alachua County property record for 2401 SE 12th Ter, Gainesville, FL 32641

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1957
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$227,600 (Jun 2025)
Tax Bill	$3,209 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15997-016-000`

Property Details

APN / Parcel Number

Primary APN	`15997-016-000`
Alternative APNs	`01038040000` `1089004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,408 sqft
1st Floor Area	1,152 sqft
Utility Area	64 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	256 sqft
Driveway	Driveway
Driveway Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	200 sqft
Storage Building	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2401 SE 12TH TER
City	GAINESVILLE
State	FL
Zip	32641-8746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF1
Legal Description	GREEN GARDENS PB E-54 LOT 16 OR 5217/3220
Legal Range	20E
Legal Township	10S
Legal Section	09
Legal Subdivision	GREEN GARDENS
Legal Lot Number	16
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2079
Census Tract	700

Owner

2401 SE 12th Ter is owned and occupied by two individuals who bought it in June 2025.

Source: Alachua County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2401 SE 12TH TER, GAINESVILLE, FL 32641-8746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on File
Deed Sale	Jun 10, 2025 · Amount on File
Prior Sale	Oct 13, 2004 · Amount on File
Deed Document Number	20253628914
Deed Book / Page	5217 / 3220
Prior Transfer Date	Nov 10, 2011
Prior Transfer Doc	0040691042
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	2401 SE 12TH TER, GAINESVILLE, FL 32641-8746
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9760 HALSEY RD, JACKSONVILLE, FL 32246-3418

Mortgage

Document Number	0052353518
Date	Sep 29, 2025
Book Page	5235/3518
Instrument	3649592

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jun 1, 2055

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	2401 SE 12TH TER, GAINESVILLE, FL 32641-8746
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 SE 12TH TER, GAINESVILLE, FL 32641-8746

Mortgage

Document Number	0051393065
Date	Dec 29, 2023
Book Page	5139/3065
Instrument	3532835

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2401 SE 12th Ter was $3,209, up 291.3% from the year before.

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,209.00 (+291.34%)	$136,987 Land $22,500 Building $114,487	$136,987 Land $22,500 Building $159,487
2024	$820.00 (+0.49%)
2023	$816.00 (-2.28%) Homeowner's exemption Senior Citizen's exemption	$64,054 (+3%)	$109,682 (+8.91%) Land $25,000 Building $84,682
2022	$835.00 Homeowner's exemption	$62,188	$100,707 Land $25,000 Building $75,707

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2401 SE 12th Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2401 SE 12th Ter is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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