Collin County property record for 2401 Reading Dr, McKinney, TX 75071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,828 sqft · built 2018 |
| Lot Size | 0.223 acres (9,716 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $12,357 (2024) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Oct 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-11572-00X-0600-1 |
| Primary APN | R-11572-00X-0600-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,828 sqft Living Area |
| Gross Area | 4,560 sqft |
| 1st Floor Area | 2,465 sqft |
| 2nd Floor Area | 1,364 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood Frame |
| Lot Area | 9,716 sqft (0.223 acres) |
| Garage Type | Attached |
| Garage Area | 263 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2780803 |
|---|---|
| Street Address | 2401 READING DR |
| City | MCKINNEY |
| State | TX |
| Zip | 75071-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUBURN HILLS PHASE 3B (CMC), BLK X, LOT 60 |
| Legal Subdivision | AUBURN HILLS PHASE 3B (CMC) |
| Legal Phase | 3B |
| Legal Block | X |
| Legal Lot Number | 60 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 30301 |
Source: Collin County records, as of October 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2401 READING DR, MCKINNEY, TX 75071-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FROST BANK |
| Oct 22, 2020 | Deed of Trust, Mortgage LOAN CABIN INC |
| Feb 12, 2020 | Deed of Trust, Mortgage UNITED WHOLESALE MTG |
| Oct 29, 2019 | Deed of Trust, Mortgage PROVIDENT FNDG |
| Jun 17, 2019 | Deed of Trust, Mortgage STEARNS LNDG LLC |
| Apr 9, 2019 | Warranty Deed, Subdivision Related Transfer PROVIDENT FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2019 |
| Deed Sale | Apr 9, 2019 |
| Deed Document Number | 20190409000374170 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 2401 READING DR, MCKINNEY, TX 75071-1533 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2401 READING DR, MCKINNEY, TX 75071-1533 |
| Document Number | 2023000023659 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 2023000023659 |
| Name | FROST BANK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 2401 READING DR, MCKINNEY, TX 75071-1533 |
| Document Number | 0001889940 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2401 READING DR MCKINNEY TX 750711533, MCKINNEY, TX 75071-1533 |
| Document Number | 0001889940 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 1889940 |
| Name | LOAN CABIN INC |
|---|---|
| Address | LOMBARD, IL 60148 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 2401 READING DR, MCKINNEY, TX 75071-1533 |
| Document Number | 0000242100 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2401 READING DR MCKINNEY TX 750711533, MCKINNEY, TX 75071-1533 |
| Document Number | 0000242100 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 242100 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 2401 READING DR, MCKINNEY, TX 75071-1533 |
| Document Number | 0001606350 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2401 READING DR MCKINNEY TX 750711533, MCKINNEY, TX 75071-1533 |
| Document Number | 0001606350 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 1606350 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | BURLINGAME, CA 94010 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 2401 READING DR, MCKINNEY, TX 75071-1533 |
| Document Number | 0000721900 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2401 READING DR MCKINNEY TX 750711533, MCKINNEY, TX 75071-1533 |
| Document Number | 0000721900 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 721900 |
| Name | STEARNS LNDG LLC |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 20, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Apr 9, 2019 |
| Property Address | 2401 READING DR, MCKINNEY, TX 75071-1533 |
| Document Number | 0000374170 |
| Instrument Date | Apr 8, 2019 |
| Instrument | 374170 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 30, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2401 READING DR MCKINNEY TX 750711533, MCKINNEY, TX 75071-1533 |
| Document Number | 374180 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 374180 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | BURLINGAME, CA 94010 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 8, 2049 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | McKinney City |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $791,110 (-2.91%) Land $202,125 Building $588,985 | $791,110 (-2.91%) Land $202,125 Building $588,985 | |
| 2024 | $12,357.00 (+1.52%) | ||
| 2023 | $814,820 Land $231,000 Building $583,820 | $814,820 Land $231,000 Building $583,820 | |
| 2022 | $12,172.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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