2401 Millstream Ln, Burlington, KY 41005 Property Records

Boone County property record for 2401 Millstream Ln, Burlington, KY 41005

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,287 sqft · built 1998
OwnerIndividual Name on File
Last Sale$270,000 (Mar 2023)
Tax Bill$3,024 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN038.00-17-525.00

Property Details

APN / Parcel Number

Primary APN038.00-17-525.00
Alternative APN
  • 10440

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,287 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeWood
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address2401 MILLSTREAM LN
CityBURLINGTON
StateKY
Zip41005-8116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 525 SEC 2 SPRING MILL AT HANOVER PARK (38P-525)
Legal SubdivisionSPRING MILL AT HANOVER PARK SU
Legal Lot Number525
JurisdictionBOONE KY
Township / Civil DivisionBURLINGTON
Census Block Group2
Census Block2000
Census Tract70505

Owner

Source: Boone County records · APN 038.00-17-525.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2401 MILLSTREAM LN, BURLINGTON, KY 41005-8116
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2023Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 03, 2017Deed of Trust, Mortgage · ARM
GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 30, 2023 · Amount on Record
Deed SaleMar 30, 2023 · Amount on Record
Prior SaleMar 07, 2013
Deed Document Number934038
Deed Book / PageD1203 / 130
Record UpdatedJun 08, 2026

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionBOONE KY
Recording DateMar 30, 2023
Property Address2401 MILLSTREAM LN, BURLINGTON, KY 41005-8116
Document Number0D1203/130
Book / PageD1203 / 130
Map ReferenceSL 566-A
Instrument DateFeb 24, 2023
Instrument934038
Transaction TypeTransfer
Record UpdatedMay 29, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9510 BEECH GROVE RD, BURLINGTON, KY 41005-8628

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 MILLSTREAM LN, BURLINGTON, KY 41005-8116

Mortgage

Document Number0000934039
DateMar 30, 2023
Instrument934039
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2053

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address2401 MILLSTREAM LN, BURLINGTON, KY 41005-8116
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTERLING LAND TITLE AGENCY INC, STERLING LAND TITLE AGENCY I

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM4004/034
DateFeb 03, 2017
Book PageM4004/034
Instrument720120
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueFeb 01, 2047
Interest
Rate TypeAdjustable Rate
Rate2.75%
AdjustableAdjustable Rate Rider
Type Change DateFeb 01, 2022
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change4.75%
Index1-Year CMT
Max Rate8.75%

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,024.00 (+52.73%)$270,000 (+57.71%) Land $40,000 Building $230,000
2024$270,000 (+57.71%) Land $40,000 Building $230,000
2023$1,980.00 (+3.5%)$171,200 (-) Land $40,000 Building $131,200$171,200 (-) Land $40,000 Building $131,200
2022$1,913.00$171,200 Land $40,000 Building $131,200$171,200 Land $40,000 Building $131,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 21, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 264 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBOONE CO WATER & SEWER DISTRICT
serves 66,300 people
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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