2401 Lindsay Rd, Everson, WA 98247 Property Records

Whatcom County property record for 2401 Lindsay Rd, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,196 sqft · built 2004
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$174,440 (Nov 2017)
Tax Bill	$3,585 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400324-418529-0000`

Property Details

APN / Parcel Number

Primary APN	`400324-418529-0000`
Alternative APNs	`134831` `547014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Metal
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Wood Porch
Porch Area	132 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	134831
Street Address	2401 LINDSAY RD
City	EVERSON
State	WA
Zip	98247-9352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG ON N LI AT ITS INTERS WI W LI OF NE NE-RUNNING TH E 195 FT-TH S TO N LI OF MILWAUKEE RR R/W-TH NWLY ALG N LI OF RR R/W TO W LI OF NE NE-TH N TO POB-LESS RD
Legal Range	03
Legal Township	40
Legal Section	24
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	3
Census Block	3065
Census Tract	10202

Owner

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2401 LINDSAY RD, EVERSON, WA 98247-9352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING
Nov 15, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2017 · Amount on Record
Deed Sale	Nov 15, 2017 · Amount on Record
Deed Document Number	20171101720
Prior Transfer Date	Nov 9, 2017
Prior Transfer Doc	0001101720
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2401 LINDSAY RD, EVERSON, WA 98247-9352
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001004561
Date	Oct 29, 2021
Instrument	2021-1004561

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2401 LINDSAY RD, EVERSON, WA 98247-9352
Document Number	2191103931
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2401 LINDSAY RD EVERSON WA 982479352, EVERSON, WA 98247-9352

Mortgage

Document Number	2191103931
Date	Nov 27, 2019
Instrument	1103931

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 26, 2034

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 15, 2017
Property Address	2401 LINDSAY RD, EVERSON, WA 98247-9352
Document Number	2171101720
Instrument Date	Nov 9, 2017
Instrument	1101720
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 LINDSAY RD EVERSON WA 982479352, EVERSON, WA 98247-9352

Mortgage

Document Number	2171101721
Date	Nov 15, 2017
Instrument	1101721

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 14, 2032

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,585.00 (+23.15%)	$405,958 (+17.79%) Land $178,200 Building $227,758	$405,958 (+17.79%) Land $178,200 Building $227,758
2022		$344,641 Land $155,120 Building $189,521	$344,641 Land $155,120 Building $189,521
2021	$2,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2021–2025)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOWBROOK WATER ASSOCIATION private · serves 579 people · EPA ID WA5353250
Water Source	Purchased surface water from LYNDEN WATER DEPARTMENT
Last State Inspection	Jun 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Verizon, Ziply Fiber.

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