2401 Kona Ln, Ceres, CA 95307 Property Records

Stanislaus County property record for 2401 Kona Ln, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,714 sqft · built 1976
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Feb 2022)
Tax Bill	$4,446 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-071-022-000`

Property Details

APN / Parcel Number

Primary APN	`040-071-022-000`
Alternative APNs	`0407122000` `0407122`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,714 sqft Living Area
1st Floor Area	1,714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Lot Area	10,019 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Patio Area	430 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2401 KONA LN
City	CERES
State	CA
Zip	95307-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP D6 63
Legal Subdivision	NORTHVIEW ALOHO 06
Legal Block	2
Legal Lot Number	10
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2018
Census Tract	2603

Owner

2401 Kona Ln is owned and occupied by two individuals who bought it in February 2022.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2401 KONA LN, CERES, CA 95307-1917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 27, 2019	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BK/CTRL CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2022 · Amount on File
Deed Sale	Feb 11, 2022 · Amount on File
Prior Sale	Feb 27, 2019 · Amount on File
Deed Document Number	202211052
Prior Transfer Date	Sep 5, 2006
Prior Transfer Doc	0000150932
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 11, 2022
Property Address	2401 KONA LN, CERES, CA 95307-1917
Document Number	0000011052
Map Reference	VOL 24 PG 80
Instrument Date	Feb 8, 2022
Instrument	2022-0011052
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2401 KONA LN, CERES, CA 95307-1917

Mortgage

Document Number	0000011053
Date	Feb 11, 2022
Instrument	2022-0011053

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 27, 2019
Property Address	2401 KONA LN, CERES, CA 95307-1917
Document Number	0000011509
Map Reference	VOL 24 PG 80
Instrument Date	Feb 11, 2019
Instrument	2019-0011509
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2401 KONA LN, CERES, CA 95307-1917

Mortgage

Document Number	0000011510
Date	Feb 27, 2019
Instrument	2019-0011510

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Mortgage

Document Number	0000011511
Date	Feb 27, 2019
Instrument	2019-0011511

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2401 KONA LN, CERES, CA 95307-1917
Document Number	0000090022
Instrument Date	Nov 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2401 KONA LN CERES CA 953071917, CERES, CA 95307-1917

Mortgage

Document Number	0000090022
Date	Dec 5, 2017
Instrument	90022

Lender

Name	MERCHANTS BK/CTRL CA
Type	Bank
Address	LODI, CA 95241-1902

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 4, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 2401 Kona Ln was $4,446 with a veteran's exemption, down 0.5% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,446.00 (-0.51%) Veteran's exemption	$568,275 (+2%) Land $238,134 Building $330,141
2025	$4,469.00 Additional exemption filed	$557,133 Land $233,465 Building $323,668
2023	$4,157.00 (+6.7%) Additional exemption filed	$535,500 Land $224,400 Building $311,100
2022	$3,896.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2401 Kona Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2401 Kona Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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