Stearns County property record for 2401 Heritage Dr, Saint Cloud, MN 56301 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,906 sqft · built 1991 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,654 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-51542-0486 |
| Primary APN | 82-51542-0486 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,906 sqft Living Area |
| 1st Floor Area | 1,385 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Roof Material | Asphalt |
| Lot Area | 37,462 sqft (0.86 acres) |
| Lot Width | 195 ft Width |
| Garage Area | 820 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 2401 HERITAGE DR |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-3700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 005 BLK 004 WALDEN WOODS PLAT TWO SECTION 27 TOWNSHIP 124 RANGE 028 SECTION 27 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 27 |
| Legal Subdivision | WALDEN WOODS PLAT TWO |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 402 |
Source: Stearns County records · APN 82-51542-0486
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2401 HERITAGE DR, SAINT CLOUD, MN 56301-3700 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 07, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GREENWOODS STATE BANK |
| Jun 02, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 24, 2017 |
| Transfer Doc | 00A1496961 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 07, 2026 |
| Property Address | 2401 HERITAGE DR, SAINT CLOUD, MN 56301-3700 |
| Document Number | 0001710872 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20261710872 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | AMERICA TITLE, AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Document Number | 0001710872, |
|---|---|
| Date | Apr 07, 2026 |
| Instrument | 20261710872 |
| Name | GREENWOODS STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 30, 2031 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 02, 2017 |
| Property Address | 2401 HERITAGE DR, SAINT CLOUD, MN 56301-3700 |
| Document Number | 00A1496961 |
| Instrument Date | Apr 24, 2017 |
| Instrument | A1496961 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2401 HERITAGE DR, SAINT CLOUD, MN 56301-3700 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,654.00 (+15.24%) | $453,600 (-) Land $100,000 Building $353,600 | $453,600 (-) Land $100,000 Building $353,600 |
| 2025 | $453,600 (+1.54%) Land $100,000 Building $353,600 | $453,600 (+1.54%) Land $100,000 Building $353,600 | |
| 2023 | $5,774.00 | $446,700 Land $65,000 Building $381,700 | $446,700 Land $65,000 Building $381,700 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 195 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Lumen Technologies | DSL | 140 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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