2401 Grant St, Bellingham, WA 98225 Property Records

Whatcom County property record for 2401 Grant St, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft · built 1928
Lot Size	0.114 acres (5,001 sqft)
Owner	Individual Name on Record
Tax Bill	$5,480 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`528394`

Property Details

APN / Parcel Number

Primary APN	`528394`
Alternative APNs	`380319 430044 0000` `63493`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	225 sqft
Unfinished Basement	225 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,001 sqft (0.114 acres)
Garage Type	Detached
Garage Area	549 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	112 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	528394
Street Address	2401 GRANT ST
City	BELLINGHAM
State	WA
Zip	98225-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM5.0
Legal Description	FIRST ADD TO NEW WHATCOM S 1/2 OF LOTS 11-12 BLK 317
Legal Range	03
Legal Township	38
Legal Section	19
Legal Subdivision	FIRST ADD TO NEW WHATCOM
Legal Block	317
Legal Lot Number	11 12
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1035
Census Tract	501

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2401 GRANT ST, BELLINGHAM, WA 98225-3810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2016
Deed Sale	Mar 9, 2016
Prior Sale	Apr 15, 2009 · Amount on Record
Deed Document Number	2016-0300914
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2401 GRANT ST, BELLINGHAM, WA 98225-3810
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101308
Date	Jan 12, 2022
Instrument	2022-0101308

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2401 GRANT ST, BELLINGHAM, WA 98225-3810
Document Number	2201100677
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 GRANT ST BELLINGHAM WA 982253810, BELLINGHAM, WA 98225-3810

Mortgage

Document Number	2201100677
Date	Nov 4, 2020
Instrument	1100677

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 3, 2040

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,480.00 (+43.64%)	$670,125 (+27.03%) Land $253,696 Building $416,429	$670,125 (+27.03%) Land $253,696 Building $416,429
2022		$527,545 Land $217,728 Building $309,817	$527,545 Land $217,728 Building $309,817
2021	$3,815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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