2401 Downing St, Reading, PA 19605 Property Records

Berks County property record for 2401 Downing St, Reading, PA 19605

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,296 sqft · built 2011
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$65,000 (Apr 2014)
Tax Bill$1,936 (2026)
Deeds & MortgagesNov 2020 Second Mortgage
Flood ZoneZone X (minimal risk)
APN5308-13-22-1610

Property Details

APN / Parcel Number

Primary APN5308-13-22-1610
Alternative APNs
  • 15-5308-13-22-1610
  • 356600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialAluminum/Vinyl
Lot Area10,019 sqft (0.23 acres)
View / LotNeighborhood
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2401 DOWNING ST
CityREADING
StatePA
Zip19605-2853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionRIVERDALE
Legal Block22
Legal Lot Number636-6
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2008
Census Tract300

Owner

2401 Downing St is owned and occupied by two individuals who bought it in April 2014.

Source: Berks County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address2401 DOWNING ST, READING, PA 19605-2853
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2014 · Amount on File
Deed SaleApr 22, 2014 · Amount on File
Prior SaleJan 16, 2014 · Amount on File
Deed Document Number201412282
Prior Transfer DateMay 26, 2010
Prior Transfer Doc0000020158
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address2401 DOWNING ST, READING, PA 19605-2853
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045341
DateNov 30, 2020
Instrument2020045341
Lender
NameDIGITAL FCU
TypeCredit Union
AddressMARLBOROUGH, MA 01752
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term61 Months
DueDec 1, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 2401 Downing St was $1,936 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,936.00 Homeowner's exemption$68,600 Land $16,800 Building $51,800$16,800 Land $16,800
2024$1,816.00$68,600 Land $16,800 Building $51,800
1994$68,600 Land $16,800 Building $51,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2401 Downing St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1996)
Most Recent ClaimJan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2401 Downing St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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