2401 Derby Rd, Troy, MI 48084 Property Records

Oakland County property record for 2401 Derby Rd, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,165 sqft · built 1955
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$317,000 (Nov 2021)
Tax Bill$4,951 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-30-278-020

Property Details

APN / Parcel Number

Primary APN88-20-30-278-020

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,165 sqft Living Area
1st Floor Area1,165 sqft
Basement Area1,165 sqft
Unfinished Basement1,165 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2401 DERBY RD
CityTROY
StateMI
Zip48084-2663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1E
Legal DescriptionT2N, R11E, SEC 30 ADRIENNE MANOR LOT 16
Legal Range11E
Legal Township2N
Legal Section30
Legal SubdivisionADRIENNE MANOR
Legal Lot Number16
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1032
Census Tract197701

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2401 DERBY RD, TROY, MI 48084-2663
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2021 · Amount on Record
Deed SaleNov 9, 2021 · Amount on Record
Prior SaleSep 6, 2016 · Amount on Record
Deed Document Number2021256139
Deed Book / Page57070 / 337
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 9, 2021
Property Address2401 DERBY RD, TROY, MI 48084-2663
Document Number0000256139
Book / Page57070 / 337
Map ReferenceLB 76 PG 3
Instrument DateOct 22, 2021
Instrument256139
Transaction TypeTransfer
Record UpdatedDec 28, 2021
Title CompanyTITLE SENSE INC, TITLE ONE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,377.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2665 DERBY RD, 2665, TROY, MI 48084-2627

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 DERBY RD, TROY, MI 48084-2663

Mortgage

Document Number0057070339
DateNov 9, 2021
Instrument57070/339
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,951.00 (-3.21%)
2023$289,200
2022$5,115.00$144,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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