Rice County property record for 2401 Cotton Ln, Northfield, MN 55057
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,348 sqft · built 2005 |
| Lot Size | 0.072 acres (3,129 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Jul 2022) |
| Tax Bill | $4,368 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jan 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22.07.3.01.024 |
| Primary APN | 22.07.3.01.024 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,129 sqft (0.072 acres) |
| Lot Dimensions | 82 ft deep x 38 ft wide |
| Garage Type | Attached |
| Garage Area | 376 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 31 sqft |
| Patio Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2401 COTTON LN |
|---|---|
| City | NORTHFIELD |
| State | MN |
| Zip | 55057-3279 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 5 BLOCK 2 OF SOUTHBRIDGE 1ST ADD L5 B2 SOUTHBRIDGE 1ST ADD CIC #52 |
| Legal Subdivision | SOUTHBRIDGE 1ST ADD |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | RICE MN |
| Township / Civil Division | NORTHFIELD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 70503 |
2401 Cotton Ln, a townhouse, is owned and occupied by two individuals who bought it in July 2022.
Source: Rice County records, as of June 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2401 COTTON LN, NORTHFIELD, MN 55057-3279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 24, 2022 | Transfer on Death Deed, Transfer |
| Jan 24, 2022 | Intrafamily Transfer, Transfer |
| Mar 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2022 · Amount on File |
| Deed Sale | Jul 27, 2022 · Amount on File |
| Prior Sale | Jul 20, 2022 · Amount on File |
| Deed Document Number | 2022753538 |
| Prior Transfer Date | Jan 17, 2022 |
| Prior Transfer Doc | 000A748423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICE MN |
| Recording Date | Jul 27, 2022 |
| Property Address | 2401 COTTON LN, NORTHFIELD, MN 55057-3279 |
| Document Number | 000A753538 |
| Instrument Date | Jul 20, 2022 |
| Instrument | A753538 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2401 COTTON LN, NORTHFIELD, MN 55057-3279 |
| Document Number | 000A753539 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | A753539 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | RICE MN |
| Recording Date | Jan 24, 2022 |
| Property Address | 2401 COTTON LN, NORTHFIELD, MN 55057-3279 |
| Document Number | 000A748423 |
| Instrument Date | Jan 17, 2022 |
| Instrument | A748423 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2401 COTTON LN, NORTHFIELD, MN 55057-3279 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICE MN |
| Recording Date | Jan 24, 2022 |
| Property Address | 2401 COTTON LN, NORTHFIELD, MN 55057-3279 |
| Document Number | 000A748421 |
| Instrument Date | Jan 17, 2022 |
| Instrument | A748421 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 CENTRAL AVE N, FARIBAULT, MN 55021-4304 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICE MN |
| Recording Date | Mar 13, 2018 |
| Property Address | 2401 COTTON LN, NORTHFIELD, MN 55057-3279 |
| Document Number | 0000705521 |
| Instrument Date | Mar 8, 2018 |
| Instrument | 705521 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2018 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $656.37 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2401 COTTON LN NORTHFIELD MN 550573279, NORTHFIELD, MN 55057-3279 |
| Document Number | 705522 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 705522 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2048 |
The 2026 property tax bill for 2401 Cotton Ln was $4,368.
Source: Rice County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Rice County |
| Municipality | Northfield City |
| Unified School District | Northfield Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,368.00 | $274,200 (+4.38%) Land $55,000 Building $219,200 | $274,200 (+4.38%) Land $55,000 Building $219,200 |
| 2025 | $262,700 (+9.28%) Land $47,000 Building $215,700 | $262,700 (+9.28%) Land $47,000 Building $215,700 | |
| 2024 | $3,594.00 (+24.19%) | $240,400 (-) Land $38,500 Building $201,900 | $240,400 (-) Land $38,500 Building $201,900 |
| 2023 | $2,894.00 | $240,400 Land $38,500 Building $201,900 | $240,400 Land $38,500 Building $201,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2401 Cotton Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2401 Cotton Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Northfield serves 20,790 people · EPA ID MN1660010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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