McLennan County property record for 2401 Cole Ave, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,664 sqft · built 2021 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,984 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 480199000086005 |
| Primary APN | 480199000086005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 1,664 sqft |
| Flooring | Carpet |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 174327 |
|---|---|
| Old Parcel Number | 4801990000860050101 |
| Street Address | 2401 COLE AVE |
| City | WACO |
| State | TX |
| Zip | 76707-2849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C1 |
| Legal Description | GINOCCHIO LOT 14 BLOCK 8 ACRES .1894 |
| Legal Subdivision | GINOCCHIO |
| Legal Block | 8 |
| Legal Lot Number | 14 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 700 |
Source: McLennan County records, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2401 COLE AVE, WACO, TX 76707-2849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2021 | Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK OF CENTRAL TX |
| Feb 11, 2020 | Deed of Trust, Mortgage FIRST NAT'L BK/CTRL TX |
| Oct 24, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2008 |
| Deed Sale | Apr 29, 2008 |
| Prior Sale | Apr 29, 2008 |
| Deed Document Number | 0000013365 |
| Last Transfer Date | Oct 24, 2018 |
| Transfer Doc | 0000037575 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2401 COLE AVE, WACO, TX 76707-2849 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1721 GURLEY AVE, WACO, TX 76706-1944 |
| Document Number | 0000035810 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021035810 |
| Name | FIRST NATIONAL BANK OF CENTRAL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 2, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 8% |
| Index | 10-Year TN |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2401 COLE AVE, WACO, TX 76707-2849 |
| Document Number | 0000004999 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1721 GURLEY AVE WACO TX 767061944, WACO, TX 76706-1944 |
| Document Number | 0000004999 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 4999 |
| Name | FIRST NAT'L BK/CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76702-2662 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Oct 24, 2018 |
| Property Address | 2401 COLE AVE, WACO, TX 76707-2849 |
| Document Number | 0000037575 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 37575 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1721 GURLEY AVE WACO TX 767061944, WACO, TX 76706-1944 |
Source: McLennan County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $280,420 (+3.07%) Land $21,860 Building $258,560 | $280,420 (+3.07%) Land $21,860 Building $258,560 | |
| 2024 | $4,984.00 (+10.44%) | ||
| 2023 | $272,070 Land $21,860 Building $250,210 | $272,070 Land $21,860 Building $250,210 | |
| 2022 | $4,513.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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