2401 20th Ave, Central City, NE 68826 Property Records

Merrick County property record for 2401 20th Ave, Central City, NE 68826

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,524 sqft · built 1962
Lot Size	0.247 acres (10,742 sqft)
Owner	Individual Name on File
Tax Bill	$1,697 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0003205.00`

Property Details

APN / Parcel Number

Primary APN	`0003205.00`
Alternative APN	`3007-09-0-10020-002-3205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft
Basement Area	560 sqft
Unfinished Basement	1,082 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	10,742 sqft (0.247 acres)
Lot Width	80 ft Width
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2401 20TH AVE
City	CENTRAL CITY
State	NE
Zip	68826-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	AYRES ADD W 80' LOT 3 BLK 2 45-4CC (10742 SQ FT)
Legal Range	06
Legal Township	13
Legal Section	09
Legal Subdivision	AYRES ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	MERRICK NE
Township / Civil Division	CENTRAL CITY
Census Block Group	3
Census Block	3039
Census Tract	966800

Owner

2401 20th Ave is owned by an individual who acquired it in March 2023.

Source: Merrick County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4321 S 46TH ST, LINCOLN, NE 68516-1124
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Aug 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Mar 17, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 15, 2023
Transfer Doc	0202300296
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Property Address	2401 20TH AVE, CENTRAL CITY, NE 68826-2147
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4321 S 46TH ST, LINCOLN, NE 68516-1124

Mortgage

Document Number	0202300689
Date	Nov 2, 2023
Instrument	2023-00689

Lender

Name	COGENT BANK
Type	Bank
Address	LINCOLN, NE 68508

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Property Address	2401 20TH AVE, CENTRAL CITY, NE 68826-2147
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4321 S 46TH ST, LINCOLN, NE 68516-1124

Mortgage

Document Number	0202300962
Date	Aug 17, 2023
Instrument	2023-00962

Lender

Name	COGENT BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERRICK NE
Recording Date	Mar 17, 2023
Property Address	2401 20TH AVE, CENTRAL CITY, NE 68826-2147
Document Number	0202300296
Instrument Date	Mar 15, 2023
Instrument	2023-00296
Transaction Type	Transfer
Record Updated	Apr 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2401 20th Ave was $1,697.

Source: Merrick County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Central City
County	Merrick County
Unified School District	Central City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,410 (+8.77%) Land $27,930 Building $135,480	$163,410 (+8.77%) Land $27,930 Building $135,480
2025	$1,697.00	$150,235 Land $27,930 Building $122,305	$150,235 Land $27,930 Building $122,305
2023	$1,971.00	$136,270 Land $13,965 Building $122,305	$136,270 Land $13,965 Building $122,305

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2401 20th Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 11, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2401 20th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL CITY serves 3,000 people · EPA ID NE3112102
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable · Fiber in parts of the area	2,000 / 50
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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