Charlotte County property record for 2400 Sandy Pine Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,755 sqft · built 1998 |
| Lot Size | 7.1 acres (309,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $699,000 (Aug 2015) |
| Tax Bill | $10,470 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 402415301004 |
| Primary APN | 402415301004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,755 sqft Living Area |
| Gross Area | 8,599 sqft |
| Upper Floors Area | 419 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 309,276 sqft (7.1 acres) |
| Garage Type | Attached |
| Garage Area | 1,119 sqft |
| Driveway | Stamped Concrete Driveway |
| Driveway Area | 3,750 sqft |
| Pool Area | 539 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 1,725 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00729410001509 |
|---|---|
| Street Address | 2400 SANDY PINE DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-8618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE5 |
| Legal Description | 15 40 24 P-7-5 7.1A+ COMM NW COR LT 23 S 637.60FT FOR POB CONT S 642.40FT E 650FT N 147FT E 15FT N 240FT NW 716.13FT TO POB 856/284 1145/2163 1307/1242 1387/581 E1942/1835 2724/1677 E3426/944 3883/1560 3924/292 CD4003/2078 CD |
| Legal Range | 24E |
| Legal Township | 40S |
| Legal Section | 15 |
| Legal Subdivision | SEC 07-10 & 15-19-40-24 |
| Legal Tract | ZZZ |
| Legal Lot Number | 23 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10100 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2400 SANDY PINE DR, PUNTA GORDA, FL 33982-8618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 12, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2015 · Amount on Record |
| Deed Sale | Aug 21, 2015 · Amount on Record |
| Prior Sale | Aug 21, 2015 |
| Deed Document Number | 20152376415 |
| Deed Book / Page | 4003 / 2086 |
| Prior Transfer Date | Jul 23, 2015 |
| Prior Transfer Doc | 0040032081 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2400 SANDY PINE DR, PUNTA GORDA, FL 33982-8618 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2400 SANDY PINE DR, PUNTA GORDA, FL 33982-8618 |
| Document Number | 0048581944 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 4858/1944 |
| Instrument | 3010179 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2400 SANDY PINE DR, PUNTA GORDA, FL 33982-8618 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0046150187 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 4615/187 |
| Instrument | 2840220 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | Nov 1, 2046 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,470.00 (-7.02%) Homeowner's exemption | $734,065 (+5.99%) | $1,392,602 (-1.19%) Land $181,050 Building $1,211,552 |
| 2024 | $11,260.00 (-0.11%) | ||
| 2023 | $11,272.00 (+2.96%) Homeowner's exemption | $692,599 (+3%) | $1,409,440 (+19.71%) Land $198,800 Building $1,210,640 |
| 2022 | $10,948.00 Homeowner's exemption | $672,426 | $1,177,426 Land $144,840 Building $1,032,586 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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