2400 Otter Ln, Willits, CA 95490 Property Records

Mendocino County property record for 2400 Otter Ln, Willits, CA 95490

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,810 sqft · built 1997
Lot Size	0.126 acres (5,494 sqft)
Owner	Individual Name on Record
Last Sale	$343,000 (Sep 2020)
Tax Bill	$4,298 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098-062-16-01`

Property Details

APN / Parcel Number

Primary APN	`098-062-16-01`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,810 sqft Living Area
Gross Area	2,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Lot Area	5,494 sqft (0.126 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2400 OTTER LN
City	WILLITS
State	CA
Zip	95490-8442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	BROOKTRAILS BLOCK 90 LOT 51
Legal Subdivision	BROOKTRAILS
Legal Tract	86
Legal Block	90
Legal Lot Number	51
Jurisdiction	MENDOCINO CA
Township / Civil Division	WILLITS
Census Block Group	2
Census Block	2011
Census Tract	10602

Owner

Source: Mendocino County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1654, WILLITS, CA 95490-1654
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Grant Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 29, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Prior Sale	Apr 23, 2014 · Amount on Record
Deed Document Number	202012882
Prior Transfer Date	Oct 22, 2018
Prior Transfer Doc	0000013760
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Sep 29, 2020
Property Address	2400 OTTER LN, WILLITS, CA 95490-8442
Document Number	0000012882
Map Reference	CASE 2 DR 7
Instrument Date	Sep 25, 2020
Instrument	2020-12882
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	REDWOOD EMPIRE TTL CO OF MEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1654, WILLITS, CA 95490-1654

Mortgage

Document Number	0000012883
Date	Sep 29, 2020
Instrument	2020-12883

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MENDOCINO CA
Recording Date	Oct 29, 2018
Property Address	2400 OTTER LN, WILLITS, CA 95490-8442
Document Number	0000013759
Map Reference	MAP2 DR7 PG1
Instrument Date	Oct 22, 2018
Instrument	2018-13759
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 OTTER LN, WILLITS, CA 95490-8442

Mortgage

Document Number	0000013760
Date	Oct 29, 2018
Instrument	2018-13760

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Unified School District	Willits Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$378,697 (+2%) Land $71,764 Building $306,933
2025	$4,298.00 (+1.92%)	$371,272 (+4.04%) Land $70,357 Building $300,915
2024	$4,217.00 (+3%)
2023	$4,094.00 (+51.18%)	$356,857 Land $67,626 Building $289,231
2020	$2,708.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKTRAILS TOWNSHIP CSD serves 3,632 people · EPA ID CA2310009
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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