Larimer County property record for 2400 Nicholson St, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,516 sqft · built 2017 |
| Lot Size | 0.158 acres (6,894 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Feb 2020) |
| Tax Bill | $6,264 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94101-10-031 |
| Primary APN | 94101-10-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,516 sqft Living Area |
| Gross Area | 3,373 sqft |
| 1st Floor Area | 1,466 sqft |
| Basement Area | 1,466 sqft |
| Finished Basement | 1,050 sqft |
| Unfinished Basement | 416 sqft |
| Interior Walls | Wallboard/Drywall |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,894 sqft (0.158 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1660977 |
|---|---|
| Street Address | 2400 NICHOLSON ST |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-7064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31, BLOCK 1, HAMMOND SUB, BER, (20160036862) |
| Legal Range | 69W |
| Legal Township | 4N |
| Legal Section | 10 |
| Legal Subdivision | HAMMOND SUB |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 2602 |
2400 Nicholson St is owned and occupied by two individuals who bought it in February 2020.
Source: Larimer County records, as of September 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2400 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Mar 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 5, 2020 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Aug 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 4, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| May 23, 2017 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2020 · Amount on File |
| Deed Sale | Feb 5, 2020 · Amount on File |
| Prior Sale | Aug 23, 2019 · Amount on File |
| Deed Document Number | 20208022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Aug 25, 2026 |
| Property Address | 2400 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000042872 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202642872 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 2400 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000042872, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 202642872 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 285 Months |
| Due | May 1, 2050 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2400 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000016646 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 20220016646 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2400 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 2400 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000029610 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 20230029610 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2400 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 2400 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000016747 |
|---|---|
| Date | Apr 22, 2025 |
| Instrument | 20250016747 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Feb 5, 2020 |
| Property Address | 2400 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000008022 |
| Instrument Date | Feb 4, 2020 |
| Instrument | 8022 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2400 NICHOLSON ST BERTHOUD CO 805137064, BERTHOUD, CO 80513-7064 |
| Document Number | 8023 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | 8023 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 4, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Aug 23, 2019 |
| Property Address | 2400 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000049847 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 20190049847 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2400 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000049848 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 20190049848 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Dec 4, 2017 |
| Property Address | 2400 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000081565 |
| Instrument Date | Dec 4, 2017 |
| Instrument | 20170081565 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.22 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2400 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000081566 |
|---|---|
| Date | Dec 4, 2017 |
| Instrument | 20170081566 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | May 23, 2017 |
| Property Address | 2400 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000033625 |
| Instrument Date | May 16, 2017 |
| Instrument | 33625 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2017 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $23.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1710 JET STREAM DR #100 COLORADO SPRINGS CO 809213937, 100, COLORADO SPRINGS, CO 80921-3937 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2400 Nicholson St was $6,264.
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,264.00 | $34,075 Land $9,694 Building $24,381 | $545,200 Land $155,100 Building $390,100 |
| 2023 | $5,846.00 (+20.04%) | $36,556 (+27.85%) Land $7,605 Building $28,951 | $545,600 (+32.62%) Land $113,500 Building $432,100 |
| 2022 | $4,870.00 | $28,592 Land $7,888 Building $20,704 | $411,400 Land $113,500 Building $297,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2400 Nicholson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2400 Nicholson St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Hilltop Broadband Fiber | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
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