2400 N M 52, Owosso, MI 48867 Property Records

Shiawassee County property record for 2400 N M 52, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$339,900 (May 2021)
Tax Bill	$6,293 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006-48-039-000`

Property Details

APN / Parcel Number

Primary APN	`006-48-039-000`
Alternative APN	`0064803900000`

Exterior

Lot Area	56,628 sqft (1.3 acres)

Location & Zoning

Street Address	2400 N M 52
City	OWOSSO
State	MI
Zip	48867-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN ACRES COUNTRY EST OWOSSO TWP LOTS 39 & 40
Legal Subdivision	GREEN ACRES COUNTRY ESTATE
Legal Lot Number	39-40
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	3
Census Block	3000
Census Tract	30300

Owner

2400 N M 52 is owned and occupied by two individuals who bought it in May 2021.

Source: Shiawassee County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2400 N M 52, OWOSSO, MI 48867-1145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Feb 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 12, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Feb 8, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 6, 2019	Deed of Trust, Mortgage · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2021 · Amount on File
Deed Sale	May 12, 2021 · Amount on File
Prior Sale	Jul 10, 2015 · Amount on File
Deed Document Number	20213346287
Deed Book / Page	1282 / 520
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	2400 N M 52, OWOSSO, MI 48867-1145
Transaction Type	Mortgage
Record Updated	Dec 1, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 N M 52, OWOSSO, MI 48867-1145

Mortgage

Document Number	0013120389
Date	Nov 20, 2023
Book Page	1312/389
Instrument	3376571

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	6101 CONDOR DR # 200, MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	331 Months
Due	Jun 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	2400 N M 52, OWOSSO, MI 48867-1145
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 N M 52, OWOSSO, MI 48867-1145

Mortgage

Document Number	0013040408
Date	Feb 16, 2023
Book Page	1304/408
Instrument	3368502

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	340 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	May 12, 2021
Property Address	2400 N M 52, OWOSSO, MI 48867-1145
Document Number	0012820520
Book / Page	1282 / 520
Map Reference	LB 12 PG 228
Instrument Date	May 7, 2021
Instrument	3346287
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2400 N M 52, 2400, OWOSSO, MI 48867-1145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 N M 52, OWOSSO, MI 48867-1145

Mortgage

Document Number	3346288
Date	May 12, 2021
Instrument	3346288

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	2400 N M 52, OWOSSO, MI 48867-1145
Document Number	0012660033
Instrument Date	Feb 8, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2400 N M 52 OWOSSO MI 488671145, OWOSSO, MI 48867-1145

Mortgage

Document Number	0012660033
Date	Feb 13, 2020
Book Page	001266/000033
Instrument	3329662

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Feb 12, 2040

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	2400 N M 52, OWOSSO, MI 48867-1145
Document Number	0012540741
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2400 N M 52 OWOSSO MI 488671145, OWOSSO, MI 48867-1145

Mortgage

Document Number	0012540741
Date	Mar 14, 2019
Book Page	001254/000741
Instrument	3318251

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Mar 13, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 2400 N M 52 was $6,293 with a homeowner's exemption, up 2.7% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,300 (+10.6%)	$494,600 (+10.6%)
2025	$6,293.00 (+2.69%) Homeowner's exemption	$223,600	$447,200
2024	$6,128.00 (+13.06%)
2023	$5,420.00 Homeowner's exemption	$192,500	$385,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2400 N M 52 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2400 N M 52 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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