2400 Flagler Ave, Key West, FL 33040 Property Records

Monroe County property record for 2400 Flagler Ave, Key West, FL 33040

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 1,920 sqft · built 1999
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,400 (Jan 2022)
Tax Bill	$7,525 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00064140-000000`

Property Details

APN / Parcel Number

Primary APN	`00064140-000000`
Alternative APNs	`01010100064140000000` `1064548`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Units	2 Units
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2015
Architectural Style	Duplex Single
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	104 ft deep x 70 ft wide

Exterior Amenities

Pool Area	144 sqft
Porch	Unfinished Open Porch
Porch Area	802 sqft
Deck Area	276 sqft
Patio Area	1,257 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1064548
Street Address	2400 FLAGLER AVE
City	KEY WEST
State	FL
Zip	33040-3844
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SF-2
Legal Description	KW KEY ESTATES PT LOT 8 SQR 1 PB3-49 OR33-202 OR408-970 OR666-356 OR843-1343 OR1285-702 OR1420-1241 OR1598-2078 OR1611-2231 OR2425-1825 OR2700-1592 OR2708-267 OR2855-2032 OR3120-1656 OR3148-0063
Legal Range	25E
Legal Township	68S
Legal Section	04
Legal Subdivision	KEY ESTATES
Legal Lot Number	8
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3000
Census Tract	972000

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2400 FLAGLER AVE, KEY WEST, FL 33040-3844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Quit Claim Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Aug 18, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Mar 31, 2017	Deed of Trust, Mortgage · Line of Credit ATLANTIC COMMUNITY BANK
May 23, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Aug 18, 2021 · Amount on Record
Deed Document Number	20222356245
Deed Book / Page	3148 / 63
Prior Transfer Date	Dec 30, 2021
Prior Transfer Doc	0031480063
Record Updated	Jun 8, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jan 10, 2022
Property Address	2400 FLAGLER AVE, KEY WEST, FL 33040-3844
Document Number	0031480063
Book / Page	3148 / 63
Map Reference	MB 3 PG 49
Instrument Date	Dec 30, 2021
Instrument	2356245
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,612.80
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 FLAGLER AVE, KEY WEST, FL 33040-3844

Mortgage

Document Number	0000314865
Date	Jan 10, 2022
Instrument	3148/65

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 18, 2021
Property Address	2400 FLAGLER AVE, KEY WEST, FL 33040-3844
Document Number	0031201656
Book / Page	3120 / 1656
Map Reference	MB 3 PG 49
Instrument Date	Jul 26, 2021
Instrument	2336067
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	NOT AVAILABLE, ELITE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,482.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 HAPSFIELD LN, BUFFALO GROVE, IL 60089-4734

Mortgage

Document Number	31201658
Date	Aug 18, 2021
Instrument	3120/1658

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	2400 FLAGLER AVE, KEY WEST, FL 33040-3844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028461668
Date	Mar 31, 2017
Book Page	2846/1668
Instrument	2116795

Lender

Name	ATLANTIC COMMUNITY BANK
Type	Bank
Address	BLUFFTON, SC 29910

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Mar 17, 2019

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 23, 2017
Property Address	2400 FLAGLER AVE, KEY WEST, FL 33040-3844
Document Number	0028552032
Book / Page	002855 / 002032
Instrument Date	May 22, 2017
Instrument	2124254
Transaction Type	Transfer
Record Updated	Jun 19, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2400 FLAGLER AVE KEY WEST FL 330403844, KEY WEST, FL 33040-3844

Mortgage

Document Number	28552034
Date	May 23, 2017
Book Page	002855/002034
Instrument	2124255

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$827,375 (+5.63%) Land $427,110 Building $400,265	$827,375 (+5.63%) Land $427,110 Building $400,265
2024	$7,525.00 (+0.56%)
2023	$7,483.00 (+8.1%)	$783,307 (+7.23%) Land $400,691 Building $382,616	$783,307 (+7.23%) Land $400,691 Building $382,616
2022	$6,922.00	$730,523 Land $343,450 Building $387,073	$730,523 Land $343,450 Building $387,073

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 89 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	315 units insured incl. 226 condo units
Nearby Flood Claims	254 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Hurricane Wilma, Oct 2005 · 117 claims Hurricane Georges, Sep 1998 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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