2400 E Cook Rd, Pansey, AL 36370 Property Records

Houston County property record for 2400 E Cook Rd, Pansey, AL 36370

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,368 sqft · built 1974
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Feb 2015)
Tax Bill	$1,207 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02-04-0-000-002-001`

Property Details

APN / Parcel Number

Primary APN	`14-02-04-0-000-002-001`
Alternative APNs	`119813` `37275`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,368 sqft Living Area
1st Floor Area	2,882 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1983
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	990 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2400 E COOK RD
City	PANSEY
State	AL
Zip	36370-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG @ SE INT OF ED TOLAR RD & E COOK RD IN NW1/4 OF NW1/4 OF SEC 4 T2N R29E TH E ALG R/W 300' S 309.12' W 299.8' N ALG R /W
Legal Range	29N
Legal Township	02N
Legal Section	04
Jurisdiction	HOUSTON AL
Township / Civil Division	GORDON
Census Block Group	1
Census Block	1013
Census Tract	41800

Owner

Source: Houston County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2400 E COOK RD, PANSEY, AL 36370-3028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2015 · Amount on Record
Deed Sale	Feb 23, 2015 · Amount on Record
Deed Book / Page	748 / 374
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON AL
Property Address	2400 E COOK RD, PANSEY, AL 36370-3028
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	NATIONS DIRECT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002712/734
Date	Jan 11, 2022
Book Page	2712/734
Instrument	2712-0734

Lender

Name	ADVANCE MORTGAGE & INVESTMENT
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Houston County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,207.00 (+6.53%) Homeowner's exemption	$39,760 (+6.37%)	$397,360 (+6.36%) Land $8,300 Building $389,060
2024	$1,133.00 (+5.2%) Homeowner's exemption	$37,380 (+0.32%)	$373,600 (+0.32%) Land $8,300 Building $365,300
2023	$1,077.00 (+35.81%) Homeowner's exemption	$37,260 (+34.8%)	$372,400 (+34.83%) Land $7,100 Building $365,300
2022	$793.00 Homeowner's exemption	$27,640	$276,200 Land $6,100 Building $270,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1994–2018)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 4 claims Severe Storms And Flooding, Mar 1998 · 3 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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