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2400 E Bay Dr, Largo, FL 33771 Property Records

Pinellas County property record for 2400 E Bay Dr, Largo, FL 33771 · Last verified January 2026

Property Summary

Property TypeBank, Financial Building
Details1 ba · 5,241 sqft · built 2024
Lot Size0.985 acres (42,928 sqft)
OwnerCompany Name on File
Last Sale$2,000,000 (Jul 2020)
Tax Bill$42,502 (2025)
Deeds & MortgagesJun 2017 Mortgage
Jul 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-748-3745-1

Property Details

APN / Parcel Number

Primary APNC62-000-748-3745-1
Alternative APNs
  • 36-29-15-00000-230-0400
  • 36-29-15-57687-000-0010
  • C62-001-189-1819-2
  • 152936000002300400
  • R393570
  • R498329

Interior

Full Baths1 Bath
Building Area5,241 sqft Heated Area
1st Floor Area960 sqft 1st Floor
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Fire ResistanceMasonry Walls, Wood Interior
Foundation TypeFooting
Roof TypeRigid Frame Bar Joist
Roof MaterialComposition Shingle
Lot Area42,928 sqft (0.985 acres)
PorchOpen Porch
Canopy1,462 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account NumberR498329
Old Parcel Number152936000002300400
Street Address2400 E BAY DR
CityLARGO
StateFL
Zip33771-2404
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal DescriptionMIDFLORIDA CREDIT UNION EAST BAY LOT 1
Legal Range15
Legal Township29
Legal Section36
Legal SubdivisionMIDFLORIDA CREDIT UNION EAST BAY
Legal Block230
Legal Lot Number1
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1027
Census Tract25407

Owner

Source: Pinellas County records · APN C62-000-748-3745-1

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 8008, LAKELAND, FL 33802-8008
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2017Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL BANK
Jul 20, 2017Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL BANK
Jul 16, 2020Grant Deed, Transfer
MIDFLORIDA TITLE PROFESSIONALS
Apr 14, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 07, 2020 · Amount on Record
Deed SaleJul 07, 2020 · Amount on Record
Deed Document Number0002108253
Deed Book / Page15534 / 2632
Prior Transfer DateDec 15, 2006
Prior Transfer Doc2006456541
Record UpdatedJun 08, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2400 E BAY DR, LARGO, FL 33771-2404
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0196681037
DateJun 15, 2017
Book Page19668/1037
Instrument2017186782
Lender
NameCENTRAL BANK
TypeBank
AddressTAMPA, FL 33647
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2400 E BAY DR, LARGO, FL 33771-2404
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0197092209
DateJul 20, 2017
Book Page19709/2209
Instrument2017224281
Lender
NameCENTRAL BANK
TypeBank
AddressTAMPA, FL 33647
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPINELLAS FL
Recording DateJul 16, 2020
Property Address2400 E BAY DR, LARGO, FL 33771-2404
Document Number0210820053
Book / Page021082 / 000053
Instrument DateJul 07, 2020
Instrument212213
Transaction TypeTransfer
Record UpdatedAug 04, 2020
Title CompanyMIDFLORIDA TITLE PROFESSIONALS

Transaction

AmountAmount Recorded
Tax$14,000.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 8008 LAKELAND FL 338028008, LAKELAND, FL 33802-8008

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateApr 14, 2020
Property Address2400 E BAY DR, LARGO, FL 33771-2404
Document Number0209631713
Book / Page020963 / 001713
Instrument DateApr 13, 2020
Instrument122389
Transaction TypeTransfer
Record UpdatedMay 11, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6903 CONGRESS ST NEW PORT RICHEY FL 346532704, NEW PORT RICHEY, FL 34653-2704

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$42,502.00 (+146.72%)$2,238,500 (+145.72%)$2,238,500 (+145.72%) Land $663,296 Building $1,575,204
2023$17,227.00 (+3.53%)$910,988 (+4.17%)$910,988 (+4.17%) Land $910,988
2022$16,640.00$874,548$874,548 Land $874,548

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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