2400 Cuenca Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 2400 Cuenca Dr, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,058 sqft · built 1979
Lot Size	0.144 acres (6,270 sqft)
Owner	Trust Name on File
Last Sale	$529,000 (Sep 2002)
Tax Bill	$9,700 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`209-561-012-3`

Property Details

APN / Parcel Number

Primary APN	`209-561-012-3`
Alternative APN	`209-561-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,058 sqft Living Area
Gross Area	2,551 sqft
1st Floor Area	1,203 sqft
2nd Floor Area	855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,270 sqft (0.144 acres)
Garage Type	Attached
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2400 CUENCA DR
City	SAN RAMON
State	CA
Zip	94583-2151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-1
Legal Description	T05360 L0027 B EX MR
Legal Subdivision	MIRALOMA PARK 09
Legal Tract	05360
Legal Lot Number	27
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	345116

Owner

2400 Cuenca Dr is owner-occupied and held in a trust since October 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	2400 CUENCA DR, SAN RAMON, CA 94583-2151
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 13, 2020	Quit Claim Deed, Transfer FLAGSTAR BK
Oct 13, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2002 · Amount on File
Deed Sale	Sep 17, 2002 · Amount on File
Deed Document Number	2002329379
Last Transfer Date	Oct 7, 2020
Transfer Doc	0000235169
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2400 CUENCA DR, SAN RAMON, CA 94583-2151
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021164
Date	Feb 2, 2017
Instrument	2017-021164

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Nov 21, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 13, 2020
Property Address	2400 CUENCA DR, SAN RAMON, CA 94583-2151
Document Number	0000235167
Instrument Date	Oct 7, 2020
Instrument	235167
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2400 CUENCA DR SAN RAMON CA 945832151, SAN RAMON, CA 94583-2151

Mortgage

Document Number	235168
Date	Oct 13, 2020
Instrument	235168

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 13, 2020
Property Address	2400 CUENCA DR, SAN RAMON, CA 94583-2151
Document Number	0000235169
Instrument Date	Oct 7, 2020
Instrument	235169
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2400 CUENCA DR SAN RAMON CA 945832151, SAN RAMON, CA 94583-2151

Tax Assessment & Valuation

The 2025 property tax bill for 2400 Cuenca Dr was $9,700 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$820,057 (+2%) Land $472,725 Building $347,332
2025	$9,700.00 Homeowner's exemption	$803,978 Land $463,456 Building $340,522
2023	$9,339.00 (+0.77%) Homeowner's exemption	$772,760 Land $445,460 Building $327,300
2022	$9,268.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2400 Cuenca Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2400 Cuenca Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, T-Mobile.

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