Wayne County property record for 2400 Banner St, Dearborn, MI 48124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,449 sqft · built 1918 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Jun 2025) |
| Tax Bill | $2,801 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-09-292-07-045 |
| Primary APN | 82-09-292-07-045 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,449 sqft Living Area |
| 1st Floor Area | 828 sqft |
| Basement Area | 828 sqft |
| Unfinished Basement | 828 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 145 ft deep x 40 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2400 BANNER ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48124-2447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | N 40 FT OF E 145 FT OF LOT 55 ROBERT M GRINDLEY'S SUB NO 3 |
| Legal Subdivision | ROBERT M GRINDLEYS NO 3 |
| Legal Lot Number | 55 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 575200 |
2400 Banner St is owned and occupied by two individuals who bought it in June 2025.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13266 CAPERNALL RD, CARLETON, MI 48117-9559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION ONE |
| Jun 2, 2017 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE 1 AT SUBURBAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on File |
| Deed Sale | Jun 30, 2025 · Amount on File |
| Prior Sale | Jun 6, 2017 · Amount on File |
| Deed Document Number | 2025201361 |
| Deed Book / Page | 59634 / 38 |
| Prior Transfer Date | Jun 27, 2025 |
| Prior Transfer Doc | 0596340038 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 2400 BANNER ST, DEARBORN, MI 48124-2447 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2400 BANNER ST, DEARBORN, MI 48124-2447 |
| Document Number | 0568481084 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 56848/1084 |
| Instrument | 2021269461 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 2400 BANNER ST, DEARBORN, MI 48124-2447 |
| Document Number | 0557940689 |
| Instrument Date | May 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2400 BANNER ST DEARBORN MI 481242447, DEARBORN, MI 48124-2447 |
| Document Number | 0557940689 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 055794/000689 |
| Instrument | 166468 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220-1774 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 19, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jun 2, 2017 |
| Property Address | 2400 BANNER ST, DEARBORN, MI 48124-2447 |
| Document Number | 0537641180 |
| Book / Page | 053764 / 001180 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 221966 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2017 |
| Title Company | LAWYERS TITLE, LAWYERS TITLE INSURANCE CORP. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,255.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 23043 MARLBORO ST DEARBORN MI 481281818, DEARBORN, MI 48128-1818 |
| Document Number | 537641183 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 053764/001183 |
| Instrument | 221967 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 2400 Banner St was $2,801 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,500 (+2.75%) | $187,000 (+2.75%) | |
| 2025 | $2,801.00 Homeowner's exemption | $91,000 | $182,000 |
| 2023 | $71,300 | $142,600 | |
| 2019 | $2,808.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2400 Banner St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2400 Banner St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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