240 W 5th St, Frederick, MD 21701 Property Records

Frederick County property record for 240 W 5th St, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details2 ba · 1,332 sqft · built 1923
Lot Size0.047 acres (2,060 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Dec 2021)
Tax Bill$5,765 (2023)
Deeds & MortgagesFeb 2022 Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-232324

Property Details

APN / Parcel Number

Primary APN02-232324
Alternative APNs
  • 2232324
  • 232324

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,332 sqft Total Area
1st Floor Area666 sqft

Exterior

Year BuiltBuilt 1923
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area2,060 sqft (0.047 acres)
PorchOpen Porch
Porch Area258 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number232324
Old Parcel Number2232324
Street Address240 W 5TH ST
CityFREDERICK
StateMD
Zip21701-4902
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR12
Legal DescriptionLOT 2 2,060 SQ. FT. SCOTT A. LANGWORTHY
Legal SubdivisionLANGWORTHY SCOTT A
Legal Lot Number2
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1029
Census Tract750600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address8705 ORVIETO DR, LAS VEGAS, NV 89117-1112
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
RAYMOND JAMES BANK NA
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Jun 17, 2019Deed, Transfer · Conventional Mortgage
SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 13, 2021 · Amount on Record
Deed SaleDec 13, 2021 · Amount on Record
Prior SaleJun 28, 2002 · Amount on Record
Deed Document Number0015565112
Deed Book / Page13030 / 0413
Prior Transfer DateJun 17, 2019
Prior Transfer Doc0130300413
Record UpdatedJun 7, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address240 W 5TH ST, FREDERICK, MD 21701-4902
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyFIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0157460302
DateFeb 22, 2022
Book Page15746/302
Lender
NameRAYMOND JAMES BANK NA
TypeBank
AddressSAINT PETERSBURG, FL 33716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateMar 1, 2027
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change4.62%
Index1-Year CMT
Max Rate7.62%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address240 W 5TH ST, FREDERICK, MD 21701-4902
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyCAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 W 5TH ST, FREDERICK, MD 21701-4902

Mortgage

Document Number0146400151
DateMar 9, 2021
Book Page14640/151
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 17, 2019
Property Address240 W 5TH ST, FREDERICK, MD 21701-4902
Document Number0130300413
Book / Page13030 / 0413
Map ReferenceMB 67 PL 199
Instrument DateMay 31, 2019
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyCERTIFIED TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address240 W 5TH ST, FREDERICK, MD 21701-4902

Mortgage

Document Number130300420
DateJun 17, 2019
Instrument13030/0420
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,765.00$315,833$369,700 Land $143,500 Building $226,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Shenandoah Telecommunications Company
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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