Whatcom County property record for 240 W 3rd St, Sumas, WA 98295
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 5,732 sqft · built 1986 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Company Name on File |
| Last Sale | $250,000 (Mar 2018) |
| Tax Bill | $2,525 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 410434-461182-0000 |
| Primary APN | 410434-461182-0000 |
|---|---|
| Alternative APNs |
|
| Building Area | 5,732 sqft Gross Area |
|---|---|
| 1st Floor Area | 5,060 sqft |
| Upper Floors Area | 672 sqft |
| Office | 672 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Metal |
| Lot Area | 29,621 sqft (0.68 acres) |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Solar |
| Account Number | 158819 |
|---|---|
| Street Address | 240 W 3RD ST |
| City | SUMAS |
| State | WA |
| Zip | 98295-9643 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Local Zoning Code | I |
| Legal Description | JOHNSONS ADD TO SUMAS LOTS 5-6-13 THRU 17 BLK 3 |
| Legal Range | 04 |
| Legal Township | 41 |
| Legal Section | 34 |
| Legal Subdivision | JOHNSONS ADD TO SUMAS |
| Legal Block | 3 |
| Legal Lot Number | 5-6 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 10202 |
240 W 3rd St, a commercial property, is owned by a company that bought it in March 2018.
Source: Whatcom County records, as of April 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 122, SUMAS, WA 98295-0122 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2018 | Deed of Trust, Mortgage BANNER BK |
| Apr 23, 2018 | Deed of Trust, Mortgage NORTHWEST BUSN DEV ASSN |
| Mar 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANNER BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2018 · Amount on File |
| Deed Sale | Mar 2, 2018 · Amount on File |
| Deed Document Number | 2018300294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 240 W 3RD ST, SUMAS, WA 98295-9643 |
| Document Number | 2180403096 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 240 W 3RD ST SUMAS WA 982959643, SUMAS, WA 98295-9643 |
| Document Number | 2180403096 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 403096 |
| Name | BANNER BK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Apr 26, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 240 W 3RD ST, SUMAS, WA 98295-9643 |
| Document Number | 2180403090 |
| Instrument Date | Apr 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 240 W 3RD ST SUMAS WA 982959643, SUMAS, WA 98295-9643 |
| Document Number | 2180403090 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 403090 |
| Name | NORTHWEST BUSN DEV ASSN |
|---|---|
| Type | Construction/Development Company |
| Address | SPOKANE VALLEY, WA 99212 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 2, 2018 |
| Property Address | 240 W 3RD ST, SUMAS, WA 98295-9643 |
| Document Number | 2180300294 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 300294 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,455.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 122 SUMAS WA 982950122, SUMAS, WA 98295-0122 |
| Document Number | 2180300295 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 300295 |
| Name | BANNER BK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 2180300296, |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 300296 |
| Name | BANNER BK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 240 W 3rd St was $2,525.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,525.00 | $263,748 Land $74,955 Building $188,793 | $263,748 Land $74,955 Building $188,793 |
| 2022 | $245,843 Land $67,787 Building $178,056 | $245,843 Land $67,787 Building $178,056 | |
| 2021 | $2,973.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 240 W 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 240 W 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Cable | 250 / 35 |
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