Polk County property record for 240 Thomas Ave, Frostproof, FL 33843
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,361 sqft · built 1959 |
| Lot Size | 0.207 acres (8,995 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $218 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-32-07-985700-008120 |
| Primary APN | 28-32-07-985700-008120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,361 sqft Living Area |
| Gross Area | 1,141 sqft |
| 1st Floor Area | 1,141 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 8,995 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 306 sqft |
| Carport | Carport |
| Carport Area | 306 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 352 sqft |
| Shed | 1 Shed |
| Street Address | 240 THOMAS AVE |
|---|---|
| City | FROSTPROOF |
| State | FL |
| Zip | 33843-9127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUN RAY HOMES PLAT NO 1 PB 43 PG 8 BLK H LOT 12 |
| Legal Range | 28E |
| Legal Township | 32S |
| Legal Section | 07 |
| Legal Subdivision | SUN RAY HOMES PLAT NO 1 |
| Legal Tract | 985700 |
| Legal Block | H |
| Legal Lot Number | 12 |
| Jurisdiction | POLK FL |
| Township / Civil Division | FROSTPROOF |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 15801 |
240 Thomas Ave is owned and occupied by an individual.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 240 THOMAS AVE, FROSTPROOF, FL 33843-9127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · VA Mortgage TURBO MORTGAGE FUNDING LLC |
| Mar 26, 2024 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jun 23, 2023 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Mar 21, 2022 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Jan 13, 2017 | Deed of Trust, Mortgage · VA Mortgage AMERIS BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 240 THOMAS AVE, FROSTPROOF, FL 33843-9127 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 240 THOMAS AVE, FROSTPROOF, FL 33843-9127 |
| Document Number | 0000040081 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 13886/546 |
| Instrument | 2026040081 |
| Name | TURBO MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | FRANKLIN, MI 48025 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 240 THOMAS AVE, FROSTPROOF, FL 33843-9127 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 240 THOMAS AVE, FROSTPROOF, FL 33843-9127 |
| Document Number | 0000069780 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | 13054/669 |
| Instrument | 2024069780 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33401 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 240 THOMAS AVE, FROSTPROOF, FL 33843-9127 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Title Company | NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 240 THOMAS AVE, FROSTPROOF, FL 33843-9127 |
| Document Number | 0000148041 |
|---|---|
| Date | Jun 23, 2023 |
| Book Page | 12740/906 |
| Instrument | 2023148041 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 240 THOMAS AVE, FROSTPROOF, FL 33843-9127 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 240 THOMAS AVE, FROSTPROOF, FL 33843-9127 |
| Document Number | 0000074800 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 12168/2057 |
| Instrument | 2022074800 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 240 THOMAS AVE, FROSTPROOF, FL 33843-9127 |
| Document Number | 0100470035 |
| Book / Page | 010047 / 000035 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | 240 THOMAS AVE FROSTPROOF FL 338439127, FROSTPROOF, FL 33843-9127 |
| Document Number | 0100470035 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 010047/000035 |
| Instrument | 14886 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2047 |
The 2025 property tax bill for 240 Thomas Ave was $218 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,140 (+2.7%) | $161,305 (+0.31%) Land $21,000 Building $140,305 | |
| 2025 | $218.00 Homeowner's exemption | $46,874 | $160,806 Land $21,000 Building $139,806 |
| 2023 | $733.00 Homeowner's exemption | $44,226 (+3%) | $153,606 (+20.25%) Land $13,500 Building $140,106 |
| 2022 | $733.00 Homeowner's exemption | $42,938 | $127,736 Land $7,700 Building $120,036 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 240 Thomas Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Oct 2005 · Hurricane Wilma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 240 Thomas Ave is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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