240 Tharp Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 240 Tharp Dr, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,087 sqft · built 1967
Lot Size	0.303 acres (13,200 sqft)
Owner	2 Company Names on Record
Last Sale	$1,970,000 (Jun 2021)
Tax Bill	$23,795 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`257-361-001-7`

Property Details

APN / Parcel Number

Primary APN	`257-361-001-7`
Alternative APN	`257-361-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,087 sqft Living Area
1st Floor Area	2,087 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2000
Lot Area	13,200 sqft (0.303 acres)
Garage Type	Attached
Garage Area	601 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	240 THARP DR
City	MORAGA
State	CA
Zip	94556-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3279 LOT 110 EX MR
Legal Subdivision	SUBDIVISION 3279
Legal Tract	3279
Legal Lot Number	110
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1010
Census Tract	352102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	240 THARP DR, MORAGA, CA 94556-2525
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
May 26, 2026	Grant Deed, Transfer · Line of Credit KEYPOINT CREDIT UNION
Apr 23, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 9, 2021	Intrafamily Transfer, Transfer · Line of Credit KEYPOINT CU
Sep 9, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE
Jun 30, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Jun 12, 2003 · Amount on Record
Deed Document Number	2021186825
Last Transfer Date	May 12, 2026
Transfer Doc	0000054342
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 26, 2026
Property Address	240 THARP DR, MORAGA, CA 94556-2525
Document Number	0000054344
Instrument Date	May 12, 2026
Instrument	202654344
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	240 THARP DR, MORAGA, CA 94556-2525

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 26, 2026
Property Address	240 THARP DR, MORAGA, CA 94556-2525
Document Number	0000054342
Instrument Date	May 12, 2026
Instrument	202654342
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	240 THARP DR, MORAGA, CA 94556-2525

Mortgage

Document Number	0000054343,
Date	May 26, 2026
Instrument	202654343

Lender

Name	KEYPOINT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	240 THARP DR, MORAGA, CA 94556-2525
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056160
Date	Apr 23, 2019
Instrument	2019-056160

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 13, 2049

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 9, 2021
Property Address	240 THARP DR, MORAGA, CA 94556-2525
Document Number	0000251264
Map Reference	MB 100 PG 41
Instrument Date	Aug 26, 2021
Instrument	2021-251264
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	240 THARP DR, MORAGA, CA 94556-2525

Mortgage

Document Number	0000251265
Date	Sep 9, 2021
Instrument	2021-251265

Lender

Name	KEYPOINT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 9, 2021
Property Address	240 THARP DR, MORAGA, CA 94556-2525
Document Number	0000251266
Map Reference	MB 100 PG 41
Instrument Date	Aug 26, 2021
Instrument	2021-251266
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	240 THARP DR, MORAGA, CA 94556-2525

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 30, 2021
Property Address	240 THARP DR, MORAGA, CA 94556-2525
Document Number	0000186825
Map Reference	MB 100 PG 41
Instrument Date	May 24, 2021
Instrument	2021-186825
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	240 THARP DR, MORAGA, CA 94556-2525

Mortgage

Document Number	0000186826
Date	Jun 30, 2021
Instrument	2021-186826

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,894,000 (-4.44%) Land $1,249,848 Building $644,152
2025	$23,795.00 (+5.82%)	$1,982,000 (+3.99%) Land $1,307,919 Building $674,081
2023	$22,487.00 (-4.97%)	$1,906,000 Land $1,258,000 Building $648,000
2022	$23,664.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Unwired, Verizon.

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