Okaloosa County property record for 240 Tequesta Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,089 sqft · built 1998 |
| Lot Size | 0.19 acres (8,278 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Sep 2021) |
| Tax Bill | $5,229 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-7524-4 |
| Primary APN | C56-000-589-7524-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,089 sqft Living Area |
| Gross Area | 2,885 sqft |
| 1st Floor Area | 2,089 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 8,278 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Florida Room |
| Porch Area | 385 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 240 TEQUESTA DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-4759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD LAKES PH I LOT 3 BLK G |
| Legal Subdivision | EMERALD LAKES |
| Legal Phase | 1 |
| Legal Block | G |
| Legal Lot Number | 3 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 23308 |
240 Tequesta Dr is owned by two individuals who bought it in September 2021.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 6442, MIRAMAR BEACH, FL 32550-1004 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Sep 21, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| May 13, 2021 | Warranty Deed, Transfer EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on File |
| Deed Sale | Sep 21, 2021 · Amount on File |
| Prior Sale | May 13, 2021 · Amount on File |
| Deed Document Number | 20213490209 |
| Deed Book / Page | 3575 / 1220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 240 TEQUESTA DR, DESTIN, FL 32541-4759 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 240 TEQUESTA DR, DESTIN, FL 32541-4759 |
| Document Number | 0035901490 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 3590/1490 |
| Instrument | 3509254 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 21, 2021 |
| Property Address | 240 TEQUESTA DR, DESTIN, FL 32541-4759 |
| Document Number | 0035751220 |
| Book / Page | 3575 / 1220 |
| Map Reference | MB 16 PG 38-40 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 3490209 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1008 SAN JACINTO DR APT 1037, 1008, IRVING, TX 75063-8388 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 6442, MIRAMAR BEACH, FL 32550-1004 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 13, 2021 |
| Property Address | 240 TEQUESTA DR, DESTIN, FL 32541-4759 |
| Document Number | 0035460658 |
| Book / Page | 3546 / 658 |
| Map Reference | MB 16 PG 38-40 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 3454542 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8835 HENRIETTE WYETH DR NE, 8835, ALBUQUERQUE, NM 87122-2778 |
| Name | Verified Name |
|---|---|
| Address | 240 TEQUESTA DR, DESTIN, FL 32541-4759 |
The 2025 property tax bill for 240 Tequesta Dr was $5,229.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,229.00 | $497,276 Land $103,728 Building $393,548 | $497,276 Land $103,728 Building $393,548 |
| 2023 | $5,300.00 (+13.71%) | $518,368 (+19.36%) Land $94,118 Building $424,250 | $518,368 (+19.36%) Land $94,118 Building $424,250 |
| 2022 | $4,661.00 | $434,276 Land $81,488 Building $352,788 | $434,276 Land $81,488 Building $352,788 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 240 Tequesta Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1995–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2018 · other causes |
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 1998) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 240 Tequesta Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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