240 Silver Lily Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 240 Silver Lily Way, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,646 sqft · built 2025
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Dec 2025)
Tax Bill	$1,525 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027972-3450`

Property Details

APN / Parcel Number

Primary APN	`027972-3450`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	3,646 sqft Living Area
Gross Area	4,379 sqft
1st Floor Area	2,756 sqft
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	733 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	240 SILVER LILY WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-3813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	118/45-61 SILVER LANDING PHASE 2A LOT 345 OR6279/1170
Legal Subdivision	SILVER LANDING PHASE 2A
Legal Block	1
Legal Lot Number	345
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20908

Owner

240 Silver Lily Way is owned and occupied by two individuals who bought it in December 2025.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	240 SILVER LILY WAY, SAINT AUGUSTINE, FL 32092-3813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on File
Deed Sale	Dec 29, 2025 · Amount on File
Prior Sale	Aug 13, 2025 · Amount on File
Deed Document Number	2025104375
Deed Book / Page	6279 / 1170
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 29, 2025
Property Address	240 SILVER LILY WAY, SAINT AUGUSTINE, FL 32092-3813
Document Number	0062791170
Book / Page	6279 / 1170
Map Reference	MB 118 PG 45-61
Instrument Date	Dec 22, 2025
Instrument	2025104375
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 SILVER LILY WAY, SAINT AUGUSTINE, FL 32092-3813

Mortgage

Document Number	0062791172
Date	Dec 29, 2025
Instrument	6279/1172

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 240 Silver Lily Way was $1,525, up 21.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$606,683 (+418.53%) Land $120,000 Building $486,683	$606,683 (+418.53%) Land $120,000 Building $486,683
2025	$1,525.00 (+21.61%)	$117,000 (+17%)	$117,000 (+17%) Land $117,000
2024	$1,254.00	$100,000	$100,000 Land $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 240 Silver Lily Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Silver Lily Way is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.