Lincoln County property record for 240 S River Rd, Elsberry, MO 63343
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1960 |
| Lot Size | 0.672 acres (29,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Apr 2019) |
| Tax Bill | $344 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 02-60-13-002-001-004.000 |
| Primary APN | 02-60-13-002-001-004.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Flooring | Combination, Other |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Rustic |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,272 sqft (0.672 acres) |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 240 S RIVER RD |
|---|---|
| City | ELSBERRY |
| State | MO |
| Zip | 63343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 & 7 KICKAPOO KOTTAGES DEVELOPMENT |
| Legal Range | 02E |
| Legal Township | 51N |
| Legal Section | 13 |
| Legal Subdivision | KICKAPOO KOTTAGES |
| Legal Lot Number | 5-7 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | HURRICANE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 810100 |
240 S River Rd is owned by two individuals who bought it in April 2019.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 81 ROYAL OAKS DR, O FALLON, MO 63366-1026 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2019 · Amount on File |
| Deed Sale | Apr 29, 2019 · Amount on File |
| Prior Sale | Sep 20, 2012 · Amount on File |
| Deed Document Number | 20193194 |
| Deed Book / Page | 2433 / 348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Apr 29, 2019 |
| Property Address | 240 S RIVER RD, ELSBERRY, MO 63343 |
| Document Number | 02433/0348 |
| Book / Page | 2433 / 0348 |
| Map Reference | MB 6 PG 1 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 2019003194 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 81 ROYAL OAKS DR, O FALLON, MO 63366-1026 |
| Document Number | 2019003196 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 2019003196 |
| Name | HNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2039 |
The 2025 property tax bill for 240 S River Rd was $344.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Elsberry R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,255 (-) Land $452 Building $5,803 | ||
| 2025 | $344.00 | $6,255 Land $452 Building $5,803 | $32,920 Land $2,380 Building $30,540 |
| 2023 | $328.00 (+6.15%) | $5,922 Land $452 Building $5,470 | $31,170 Land $2,380 Building $28,790 |
| 2022 | $309.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 240 S River Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 623 (1982–2026) |
| Claims Outside the SFHA | 5 of 623 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 240 S River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wisper ISP Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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