240 S Pierce St, El Cajon, CA 92020 Property Records

San Diego County property record for 240 S Pierce St, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,064 sqft · built 1980
Lot Size	3.92 acres (170,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Aug 2023)
Tax Bill	$6,014 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`487-250-57-28`

Property Details

APN / Parcel Number

Primary APN	`487-250-57-28`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,064 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Lot Area	170,956 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	240 S PIERCE ST
City	EL CAJON
State	CA
Zip	92020-4140
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 28PER DOC79-019682&UND INT IN TR 008980
Legal Subdivision	GROSSMONT TERRACE
Legal Tract	008980
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	16000

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 S PIERCE ST, EL CAJON, CA 92020-4140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 31, 2023	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 5, 2017	Deed of Trust, Mortgage · VA Mortgage NEW PENN FINANCIAL LLC
Nov 14, 2019	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Nov 25, 2020	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Nov 25, 2020 · Amount on Record
Deed Document Number	2023236468
Prior Transfer Date	May 10, 2007
Prior Transfer Doc	0000334926
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	240 S PIERCE ST, EL CAJON, CA 92020-4140
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 S PIERCE ST, EL CAJON, CA 92020-4140

Mortgage

Document Number	0000244205
Date	Sep 11, 2024
Instrument	2024-0244205

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2023
Property Address	240 S PIERCE ST, EL CAJON, CA 92020-4140
Document Number	0000236468
Map Reference	MAP 8980
Instrument Date	Aug 21, 2023
Instrument	2023-0236468
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2410 SOUTH PIERCE STREET, EL CAJON, CA 92020

Mortgage

Document Number	0000236469
Date	Aug 31, 2023
Instrument	2023-0236469

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	240 S PIERCE ST, EL CAJON, CA 92020-4140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000302326
Date	Jul 5, 2017
Instrument	2017-0302326

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	240 S PIERCE ST, EL CAJON, CA 92020-4140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000527199
Date	Nov 14, 2019
Instrument	2019-0527199

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 25, 2020
Property Address	240 S PIERCE ST, EL CAJON, CA 92020-4140
Document Number	0000753676
Map Reference	MAP 8980
Instrument Date	Nov 5, 2020
Instrument	2020-0753676
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 S PIERCE ST, EL CAJON, CA 92020-4140

Mortgage

Document Number	0000753677
Date	Nov 25, 2020
Instrument	2020-0753677

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,198 (+2%) Land $240,367 Building $279,831
2025	$6,014.00 (+59.56%)	$509,999 (+63.4%) Land $235,654 Building $274,345
2023	$3,769.00 (+1.59%)	$312,118 Land $144,220 Building $167,898
2022	$3,710.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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