240 Reef Ct, Santa Barbara, CA 93109 Property Records

Santa Barbara County property record for 240 Reef Ct, Santa Barbara, CA 93109

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,077 sqft · built 1979
Lot Size	0.027 acres (1,163 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Apr 2003)
Tax Bill	$7,453 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-300-002`

Property Details

APN / Parcel Number

Primary APN	`045-300-002`
Alternative APN	`04530002`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,077 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Lot Area	1,163 sqft (0.027 acres)

Location & Zoning

Street Address	240 REEF CT
City	SANTA BARBARA
State	CA
Zip	93109-1956
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2SD3
Legal Description	TR 20141
Legal Subdivision	SANTA BARBARA
Legal Tract	20141
Legal Lot Number	2
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	4
Census Block	4001
Census Tract	1208

Owner

240 Reef Ct, a condominium, is owned and occupied by two individuals who bought it in April 2003.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	240 REEF CT, SANTA BARBARA, CA 93109-1956
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2003 · Amount on File
Deed Sale	Apr 1, 2003 · Amount on File
Prior Sale	Mar 23, 2001 · Amount on File
Deed Document Number	200339899
Prior Transfer Date	Mar 9, 2001
Prior Transfer Doc	0000020510
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	240 REEF CT, SANTA BARBARA, CA 93109-1956
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 REEF CT, SANTA BARBARA, CA 93109-1956

Mortgage

Document Number	0000037331
Date	May 13, 2021
Instrument	2021-0037331

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Feb 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	240 REEF CT, SANTA BARBARA, CA 93109-1956
Document Number	0000037491
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	240 REEF CT SANTA BARBARA CA 931091956, SANTA BARBARA, CA 93109-1956

Mortgage

Document Number	0000037491
Date	Aug 28, 2019
Instrument	37491

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 240 Reef Ct was $7,453 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$723,854 (+2%) Land $443,179 Building $280,675
2025	$7,453.00 Homeowner's exemption Additional exemption filed	$709,662 Land $434,490 Building $275,172
2023	$7,189.00 (+1.77%) Homeowner's exemption Additional exemption filed	$682,107 Land $417,619 Building $264,488
2022	$7,064.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 240 Reef Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Reef Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: GeoLinks.

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