240 Radcliffe Trce, Covington, GA 30016 Property Records

Newton County property record for 240 Radcliffe Trce, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,040 sqft · built 1994
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$200,500 (Dec 2020)
Tax Bill	$3,645 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00130-00000-397-000`

Property Details

APN / Parcel Number

Primary APN	`00130-00000-397-000`
Alternative APNs	`0013 397` `5515`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,040 sqft Heated Area
1st Floor Area	1,154 sqft
Basement Area	1,083 sqft
Finished Basement	1,083 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	152 sqft
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5515
Old Parcel Number	0013 397
Street Address	240 RADCLIFFE TRCE
City	COVINGTON
State	GA
Zip	30016-1756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT66 PH2 RADCLIFFE TRACE
Legal Subdivision	RADCLIFFE TRACE
Legal Phase	2
Legal Lot Number	66
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1010
Census Tract	100903

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	240 RADCLIFFE TRCE, COVINGTON, GA 30016-1756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Grant Deed, Transfer · Conventional with PMI UNITED CMNTY BK
Jun 9, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Jul 17, 2018	Grant Deed, Transfer · VA Mortgage ALCOVA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Jul 11, 2018 · Amount on Record
Deed Document Number	0004116287
Deed Book / Page	4116 / 287
Record Updated	Jun 8, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 21, 2020
Property Address	240 RADCLIFFE TRCE, COVINGTON, GA 30016-1756
Document Number	0041160287
Book / Page	004116 / 000287
Instrument Date	Dec 10, 2020
Instrument	18815
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 RADCLIFFE TRCE COVINGTON GA 300161756, COVINGTON, GA 30016-1756

Mortgage

Document Number	41160289
Date	Dec 21, 2020
Book Page	004116/000289
Instrument	18816

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	240 RADCLIFFE TRCE, COVINGTON, GA 30016-1756
Document Number	0040230412
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	240 RADCLIFFE TRCE COVINGTON GA 300161756, COVINGTON, GA 30016-1756

Mortgage

Document Number	0040230412
Date	Jun 22, 2020
Book Page	004023/000412
Instrument	8239

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 17, 2018
Property Address	240 RADCLIFFE TRCE, COVINGTON, GA 30016-1756
Document Number	0037240466
Book / Page	003724 / 000466
Instrument Date	Jul 11, 2018
Instrument	8549
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	240 RADCLIFFE TRCE COVINGTON GA 300161756, COVINGTON, GA 30016-1756

Mortgage

Document Number	37240468
Date	Jul 17, 2018
Book Page	003724/000468
Instrument	8550

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,645.00 (-5.62%)	$145,160 (+11.28%) Land $16,800 Building $128,360	$362,900 (+11.28%) Land $42,000 Building $320,900
2023		$130,440 Land $8,000 Building $122,440	$326,100 Land $20,000 Building $306,100
2022	$3,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Xfinity.

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