240 Prospect St, Berea, OH 44017 Property Records

Cuyahoga County property record for 240 Prospect St, Berea, OH 44017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,477 sqft · built 1923
Lot Size	0.211 acres (9,180 sqft)
Owner	Individual Name on File
Last Sale	$123,500 (Nov 2016)
Tax Bill	$4,107 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`363-19-005`

Property Details

APN / Parcel Number

Primary APN	`363-19-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,477 sqft Living Area
Gross Area	2,101 sqft
1st Floor Area	853 sqft
2nd Floor Area	624 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,180 sqft (0.211 acres)
Lot Dimensions	153 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	240 PROSPECT ST
City	BEREA
State	OH
Zip	44017-2460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-B
Legal Description	17 HARTMAN SEC S/L 2 NEC
Legal Subdivision	FJ HARTMANS SUB SEC 17
Legal Lot Number	17
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1005
Census Tract	134206

Owner

240 Prospect St is owned and occupied by an individual who bought it in November 2016.

Source: Cuyahoga County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	240 PROSPECT ST, BEREA, OH 44017-2460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2016 · Amount on File
Deed Sale	Nov 29, 2016 · Amount on File
Prior Sale	Jan 29, 1991
Deed Document Number	2016777
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	240 PROSPECT ST, BEREA, OH 44017-2460
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 PROSPECT ST, BEREA, OH 44017-2460

Mortgage

Document Number	0000000254
Date	Jan 20, 2026
Instrument	202601200254

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 240 Prospect St was $4,107, up 2.1% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Berea City
Unified School District	Berea City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,107.00 (+2.14%) Homeowner's exemption	$70,910 (-0.01%) Land $11,865 Building $59,045	$202,600 (-) Land $33,900 Building $168,700
2024	$4,021.00 (+14.1%) Homeowner's exemption	$70,920 (+38.95%) Land $11,870 Building $59,050	$202,600 Land $33,900 Building $168,700
2023	$3,524.00 (+0.63%) Homeowner's exemption	$51,040 (-) Land $11,170 Building $39,870
2022	$3,502.00 Homeowner's exemption	$51,040 Land $11,170 Building $39,870
2021			$145,800 Land $31,900 Building $113,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 240 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA CITY PWS serves 18,789 people · EPA ID OH1800111
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20