240 Prospect St, Ansonia, CT 06401 Property Records

Ansonia City property record for 240 Prospect St, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 1935
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Jul 2025)
Tax Bill	$6,302 (2026)
Deeds & Mortgages	Jul 2025 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ANSO M:063 B:0012 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ANSO M:063 B:0012 L:0000`
Alternative APN	`5520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,796 sqft Living Area
Gross Area	3,647 sqft
1st Floor Area	1,012 sqft
Attic	Attic
Attic Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	5520
Street Address	240 PROSPECT ST
City	ANSONIA
State	CT
Zip	06401-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	12
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	2
Census Block	2000
Census Tract	125200

Owner

Source: Ansonia City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	240 PROSPECT ST, ANSONIA, CT 06401-1524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Warranty Deed, Transfer
Sep 11, 2020	Warranty Deed, Transfer · VA Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Book / Page	632 / 228
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Jul 1, 2025
Property Address	240 PROSPECT ST, ANSONIA, CT 06401-1524
Document Number	000632-228
Book / Page	632 / 228
Instrument Date	Jun 30, 2025
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 PROSPECT ST, ANSONIA, CT 06401-1524

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Sep 11, 2020
Property Address	240 PROSPECT ST, ANSONIA, CT 06401-1524
Document Number	581-168
Book / Page	581 / 168
Instrument Date	Sep 9, 2020
Instrument	1779840002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 WILMOT PL, BRIDGEPORT, CT 06607-1826

Mortgage

Document Number	1779850013
Date	Sep 11, 2020
Instrument	1779850013

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,302.00 (+10.25%)	$213,920 (+6.85%) Land $51,940 Building $161,980	$392,918 (+180.38%)
2025	$5,716.00	$200,200 (-) Land $51,940 Building $148,260	$140,140 Land $36,358 Building $103,782
2024	$5,716.00 (+8.81%)
2023	$5,253.00 (+12.8%)	$200,200 (+62.5%) Land $51,940 Building $148,260
2022	$4,657.00	$123,200 Land $49,100 Building $74,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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