240 Prospect Ave, Hagerstown, MD 21742 Property Records

Washington County property record for 240 Prospect Ave, Hagerstown, MD 21742

Property Summary

Property Type	Townhouse
Details	1 ba · 1,500 sqft · built 1928
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,000 (May 2023)
Tax Bill	$994 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-026220`

Property Details

APN / Parcel Number

Primary APN	`21-026220`
Alternative APN	`026220`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,500 sqft Total Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)
Porch	Slab
Porch Area	156 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	026220
Street Address	240 PROSPECT AVE
City	HAGERSTOWN
State	MD
Zip	21742-3205
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMOD
Legal Description	LOT 5 0.03 ACRE 240 PROSPECT AVE
Legal Subdivision	LEWIS DAVE & LISA
Legal Lot Number	5
Jurisdiction	WASHINGTON MD
Township / Civil Division	21, HAGERSTOWN
Census Block Group	2
Census Block	2021
Census Tract	200

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 PROSPECT AVE, HAGERSTOWN, MD 21742-3205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
Jan 30, 2020	Grant Deed, Transfer LIMA ONE CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on Record
Deed Sale	May 1, 2023 · Amount on Record
Prior Sale	Sep 23, 2009
Deed Book / Page	7235 / 454
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 1, 2023
Property Address	240 PROSPECT AVE, HAGERSTOWN, MD 21742-3205
Document Number	0072350454
Book / Page	7235 / 454
Instrument Date	Apr 28, 2023
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	OLDE STONE TITLE, OLDE TOWNE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	240 PROSPECT AVE, HAGERSTOWN, MD 21742-3205

Mortgage

Document Number	0072350461
Date	May 1, 2023
Instrument	7235-0461

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jan 30, 2020
Property Address	240 PROSPECT AVE, HAGERSTOWN, MD 21742-3205
Document Number	0061700523
Book / Page	006170 / 000523
Instrument Date	Jan 14, 2020
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	MADISON SETTLEMENT SERVICES HAGERS, MADISON SETTLEMENT SVCS HAGERS

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	382 S CLEVELAND AVE #1 HAGERSTOWN MD 217405769, 1, HAGERSTOWN, MD 21740-5769

Mortgage

Document Number	61700543
Date	Jan 30, 2020
Book Page	006170/000543

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	201 E MCBEE AVE # 300, GREENVILLE, SC 29601-2884

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$994.00 (+26.62%)	$109,067 (+26.53%)	$154,800 (+79.58%) Land $18,000 Building $136,800
2025	$785.00 (+20.4%)	$86,200 (+20.95%) Land $18,000 Building $68,200	$86,200 (-) Land $18,000 Building $68,200
2023	$652.00	$71,267	$86,200 Land $18,000 Building $68,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1985–2018)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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