240 Overlook Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 240 Overlook Dr, Winter Haven, FL 33884 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,857 sqft · built 1973
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on File
Last Sale	$83,000 (Dec 1995)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-34-659500-007651`

Property Details

APN / Parcel Number

Primary APN	`26-28-34-659500-007651`
Alternative APNs	`342826659500007651` `42826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,857 sqft Living Area
Gross Area	2,363 sqft
1st Floor Area	1,857 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	130 ft deep x 85 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	506 sqft
Pool Area	450 sqft
Porch	Screened/Unfinished Porch
Porch Area	52 sqft

Location & Zoning

Street Address	240 OVERLOOK DR
City	WINTER HAVEN
State	FL
Zip	33884-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELOISE WOODS EAST LAKE MARIAM UNIT PB 19 PGS 32 32A IN S34/35 T28 R26 LOTS 765 SWLY 75 FT & NELY 10 FT OF 766 LESS HWY BEING LOT 17 OF UNREC VALENCIA WOOD
Legal Range	26E
Legal Township	28S
Legal Section	34
Legal Subdivision	ELOISE WOODS EAST LAKE MARIAM UNIT
Legal Tract	659500
Legal Block	2
Legal Lot Number	765
Legal Unit	PB
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2041
Census Tract	13902

Owner

Source: Polk County records · APN 26-28-34-659500-007651

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	240 OVERLOOK DR, WINTER HAVEN, FL 33884-1662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CTRL CU
Feb 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CTRL CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 1995 · Amount on Record
Deed Sale	Dec 05, 1995 · Amount on Record
Deed Book / Page	3611 / 51
Last Transfer Date	Nov 12, 2010
Transfer Doc	0000187286
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	240 OVERLOOK DR, WINTER HAVEN, FL 33884-1662
Document Number	0114351621
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	240 OVERLOOK DR WINTER HAVEN FL 338841662, WINTER HAVEN, FL 33884-1662

Mortgage

Document Number	0114351621
Date	Oct 29, 2020
Book Page	011435/001621
Instrument	231165

Lender

Name	FLORIDA CTRL CU
Type	Credit Union
Address	TAMPA, FL 33609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 28, 2045

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	240 OVERLOOK DR, WINTER HAVEN, FL 33884-1662
Document Number	0111502038
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	240 OVERLOOK DR WINTER HAVEN FL 338841662, WINTER HAVEN, FL 33884-1662

Mortgage

Document Number	0111502038
Date	Feb 24, 2020
Book Page	011150/002038
Instrument	41644

Lender

Name	FLORIDA CTRL CU
Type	Credit Union
Address	LAKELAND, FL 33809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 23, 2035

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,206.00 (-25%) Homeowner's exemption	$131,514 (+5.99%)	$258,343 (-2.55%) Land $39,195 Building $219,148
2023	$1,608.00 (+3.94%) Homeowner's exemption	$124,085 (+3%)	$265,093 (+7.18%) Land $38,164 Building $226,929
2022	$1,547.00 Homeowner's exemption	$120,471	$247,341 Land $31,969 Building $215,372

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050139022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2004)
Most Recent Claim	Sep 2004, river or lake flooding, Hurricane Frances

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,326 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 394 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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