240 Osborn Rd, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 240 Osborn Rd, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,639 sqft · built 2007
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Dec 2010)
Tax Bill	$11,320 (2026)
Deeds & Mortgages	Jul 2026 Transfer Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-0214`

Property Details

APN / Parcel Number

Primary APN	`071-0214`
Alternative APNs	`NAUG M:443-5E620-2` `NAUG M:071 L:0214` `AQ17 5E620 2` `71-0214`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,639 sqft Living Area
Gross Area	4,396 sqft
1st Floor Area	1,204 sqft
Basement Area	1,204 sqft
Unfinished Basement	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	36,155 sqft (0.83 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	71-0214
Street Address	240 OSBORN RD
City	NAUGATUCK
State	CT
Zip	06770-5211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	214
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	4
Census Block	4000
Census Tract	345201

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	240 OSBORN RD, NAUGATUCK, CT 06770-5211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 2, 2026	Deed of Trust, Mortgage LAURA MACARY
Dec 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE AMERICA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2010 · Amount on Record
Deed Sale	Dec 22, 2010 · Amount on Record
Deed Book / Page	880 / 706
Last Transfer Date	Jun 29, 2026
Transfer Doc	0000002150
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jul 14, 2026
Property Address	240 OSBORN RD, NAUGATUCK, CT 06770-5211
Document Number	0000002150
Book / Page	1185 / 818
Instrument Date	Jun 29, 2026
Instrument	20262150
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 OSBORN RD, NAUGATUCK, CT 06770-5211

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	240 OSBORN RD, NAUGATUCK, CT 06770-5211
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001177-165
Date	Mar 2, 2026
Book Page	1177/165
Instrument	2026-597

Lender

Name	LAURA MACARY

Agreement

Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	240 OSBORN RD, NAUGATUCK, CT 06770-5211
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001115-300
Date	Dec 22, 2022
Book Page	1115/300
Instrument	2022-4612

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	829 Months
Due	Jan 1, 2092

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,320.00 (+1.63%)	$279,930 (-) Land $33,600 Building $246,330	$515,513 (+163.08%)
2025	$11,138.00	$279,930 (-) Land $33,600 Building $246,330	$195,951 Land $23,520 Building $172,431
2024	$11,138.00 (-11.09%)
2023	$12,527.00 (+39.95%)	$279,930 (+49.34%) Land $33,600 Building $246,330
2022	$8,951.00	$187,450 Land $35,920 Building $151,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GoNetspeed.

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