240 Old Stone Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 240 Old Stone Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,141 sqft · built 1995
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$361,000 (Aug 2023)
Tax Bill	$4,295 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A963000171`

Property Details

APN / Parcel Number

Primary APN	`A963000171`
Alternative APN	`3-157C-7285-00-0079.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,141 sqft Living Area
Gross Area	3,717 sqft
1st Floor Area	1,180 sqft
Basement Area	1,156 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A963000171
Street Address	240 OLD STONE CT
City	O FALLON
State	MO
Zip	63368-8598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO MANOR LOT 79
Legal Subdivision	MONTICELLO MANOR
Legal Lot Number	79
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	4
Census Block	4008
Census Tract	311124

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 OLD STONE CT, O FALLON, MO 63368-8598
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
May 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Aug 4, 2023	Warranty Deed, Transfer · VA Mortgage STIFEL BANK & TRUST
Dec 22, 2020	Deed of Trust, Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	May 24, 2017 · Amount on Record
Deed Document Number	202331319
Prior Transfer Date	Apr 16, 2014
Prior Transfer Doc	0000190180
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	240 OLD STONE CT, O FALLON, MO 63368-8598
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 OLD STONE CT, O FALLON, MO 63368-8598

Mortgage

Document Number	0000008373
Date	Feb 24, 2026
Instrument	2026R-008373

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	240 OLD STONE CT, O FALLON, MO 63368-8598
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7487 SOUTHAMPTON RD, SPRING HILL, FL 34606-3778

Mortgage

Document Number	0000030009
Date	May 26, 2022
Instrument	2022R-030009

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.37%
Index	Other
Margin	3
Max Rate	8.37%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 4, 2023
Property Address	240 OLD STONE CT, O FALLON, MO 63368-8598
Document Number	0000031319
Map Reference	MB 32 PG 257
Instrument Date	Jun 28, 2023
Instrument	2023R-031319
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	ATG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7487 SOUTHAMPTON RD, SPRING HILL, FL 34606-3778

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 OLD STONE CT, O FALLON, MO 63368-8598

Mortgage

Document Number	0000031320
Date	Aug 4, 2023
Instrument	2023R-031320

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	240 OLD STONE CT, O FALLON, MO 63368-8598
Document Number	0000103266
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 TIPPERTON CT GALLATIN TN 370666080, GALLATIN, TN 37066-6080

Mortgage

Document Number	0000103266
Date	Dec 30, 2020
Instrument	103266

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,376 (-)	$354,612 (-) Land $65,800 Building $288,812
2025	$4,295.00 (+26.51%)	$67,376 (+7.68%)	$354,612 (+7.68%) Land $65,800 Building $288,812
2023		$62,571 (+27.97%)
2022	$3,395.00	$48,896	$329,320 (+27.97%) Land $50,000 Building $279,320
2021			$257,345 Land $40,000 Building $217,345

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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